{"id":38666,"date":"2022-12-19T13:00:16","date_gmt":"2022-12-19T04:00:16","guid":{"rendered":"https:\/\/www.trustonasset.com\/?p=38666"},"modified":"2023-02-07T04:01:43","modified_gmt":"2023-02-06T19:01:43","slug":"test-title","status":"publish","type":"post","link":"https:\/\/www.trustonasset.com\/?p=38666","title":{"rendered":"BYC \uacbd\uc601\uc9c4\uc5d0 \ub300\ud55c \uacf5\uac1c\uc11c\ud55c"},"content":{"rendered":"\n

 <\/p>\n\n

 <\/p>\n

BYC \uacbd\uc601\uc9c4\uc5d0 \ub300\ud55c \uacf5\uac1c \uc11c\ud55c<\/h2>\n

-\uc694\uc57d\ubcf8-
(\uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \uc0c1\ub2e8\uc758 \uc804\ubb38 \ucc38\uc870)<\/i><\/h4>\n

 <\/p>\n\n

\ub2f9\uc0ac\ub294 2022\ub144 12\uc6d4 19\uc77c \ud604\uc7ac \uadc0\uc0ac \ubc1c\ud589\uc758 \uc758\uacb0\uad8c \uc788\ub294 \uc8fc\uc2dd 56,159\uc8fc(\ubc1c\ud589\uc8fc\uc2dd\ucd1d\uc218 \uae30\uc900 \uc9c0\ubd84\uc728 \uc57d 8.99%)\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub294, \ub300\uc8fc\uc8fc \uc77c\uac00\uc5d0 \uc774\uc740 \uadc0\uc0ac\uc758 2\ub300 \uc8fc\uc8fc\uc785\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c\uc758 \uae30\uc5c5\uac00\uce58\uac00 \uc218\uc775\uac00\uce58 \ubc0f \uc790\uc0b0\uac00\uce58 \ub300\ube44 \ud604\uc800\ud788 \uc800\ud3c9\uac00\ub418\uc5b4 \uc788\ub2e4\uace0 \ubcf4\uace0, 2020\ub144 \uadc0\uc0ac\uc5d0 \ubcf8\uaca9\uc801\uc73c\ub85c \ud22c\uc790\ud558\uae30\ub85c \uacb0\uc815\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2f9\uc0ac\ub294 2021\ub144 12\uc6d4 \uacbd\uc601\ucc38\uc5ec\ub97c \uc120\uc5b8\ud558\uc600\uc73c\uba70, 2022\ub144 9\uc6d4 \ud2b9\uc218\uad00\uacc4\uc790\uac04 \ub0b4\ubd80\uac70\ub798 \uad00\ub828 \ubd80\ub2f9\uc131 \uc758\ud639 \uac80\ud1a0\ub97c \uc704\ud574 \ubc95\uc6d0\uc758 \uc774\uc0ac\ud68c\uc758\uc0ac\ub85d \uc5f4\ub78c \ud5c8\uac00\uacb0\uc815\uc744 \uc5bb\uc5b4 2016\ub144\ubd80\ud130 2022\ub144 5\uc6d4\uae4c\uc9c0 \uc774\uc0ac\ud68c\uc758\uc0ac\ub85d\uc744 \uc5f4\ub78c\ud558\uc600\uace0, \ud2b9\uc218\uad00\uacc4\uc790\uc640\uc758 \ub0b4\ubd80\uac70\ub798<\/b>\uc5d0\uc11c \uc0c1\ubc95 \uc81c398\uc870\uc0c1 \uc694\uad6c<\/b>\ub418\ub294 \uc801\ubc95\ud55c \uc808\ucc28<\/b>(\uc774\uc0ac\ud68c \uc0ac\uc804\uacb0\uc758 \ubc0f\n\uac70\ub798\ub0b4\uc6a9\/\uc808\ucc28\uc758 \uacf5\uc815\uc131 \ud655\ubcf4)\uac00 \uc900\uc218\ub418\uc9c0 \uc54a\uc558\uc74c<\/b>\uc744 \ud655\uc778<\/u>\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2f9\uc0ac\ub294 \ub0b4\ub144 3\uc6d4 \uc815\uae30\uc8fc\ucd1d\uc744 \uc55e\ub450\uace0 \uc0c1\ubc95 \uc81c449\uc870 \ubc0f \uadc0\uc0ac \uc815\uad00 \uc81c46\uc870\uc5d0 \ub530\ub77c \uc815\uae30\uc8fc\ucd1d\uc5d0\uc11c \ubc30\ub2f9\uc815\ucc45\uc744 \ud3ec\ud568\ud55c \uc7ac\ubb34\uc81c\ud45c\ub97c \uc2b9\uc778\ud574\uc57c \ud558\ub294 \uc8fc\uc8fc\uc758 \uc785\uc7a5\uc5d0\uc11c \ub2f9\uc0ac\uc758 \uc758\uacac\uc744 \uc7ac\ucc28 \uba85\ud655\ud788 \uc804\ub2ec\ud558\uace0 \uadc0\uc0ac\uc758 \uc758\uacac \ubc0f \ub2f5\ubcc0\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \ubcf8 \uacf5\uac1c\uc11c\ud55c\uc744 \ubc1c\uc1a1\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2f9\uc0ac\ub294 \ubcf8 \uacf5\uac1c\uc11c\ud55c\uc744 \ud3ec\ud568\ud55c \uc77c\ub828\uc758 \uc8fc\uc8fc\ud589\ub3d9\uc744 \ud1b5\ud574 \uadc0\uc0ac\uc758 \uacbd\uc601\uc9c4\uc774 \ub0b4\ub9b0 \uacbd\uc601\uc0c1\uc758 \ud310\ub2e8\uc5d0 \ub300\ud574 \uc2dc\uc2dc\ube44\ube44\ub97c \uac00\ub9ac\uae30\ubcf4\ub2e4\ub294 \uadc0\uc0ac\uc758 \ubbf8\ub798\uc640 \ube44\uc804\uc5d0 \ub300\ud574 \ub17c\uc758\ud558\uace0 \ub0b4\ubd80\uac70\ub798 \uadfc\uc808 \ubc0f \uae30\uc5c5\uac00\uce58\uc758 \uc99d\ub300<\/b><\/u>\ub97c \ud1b5\ud574 \ub2f9\uc0ac\ub97c \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uc8fc\uc8fc\ub4e4\uc758 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0<\/b>\uac00 \uad81\uadf9\uc801\uc778 \ubaa9\ud45c<\/u>\uc784\uc744 \ub2e4\uc2dc \ud55c\ubc88 \uc54c\ub824\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n

 <\/p>\n

BYC \uae30\uc5c5\uac00\uce58 \uc800\ud3c9\uac00\uc758 \uc6d0\uc778\uacfc \ub2f9\uc0ac\uc758 \uc8fc\uc8fc\uc81c\uc5b8<\/u><\/h2>\n

 <\/p>\n\n

1. \ud22c\uc790\uc7ac\uc6d0\uc758 \ube44\ud6a8\uc728\uc801 \ubc30\uce58
\n1. 1) \ud68c\uc0ac\uc758 \ubcf8\uc9c8 \ubcc0\ud654<\/h3>\n\n

\u201883\ub144 \uc774\ud6c4 \uc7ac\ud3c9\uac00\uac00 \uc5c6\uc5c8\uc74c\uc5d0\ub3c4 \uc7a5\ubd80\uac00\uc561 \uae30\uc900 \ubd80\ub3d9\uc0b0 \ube44\uc911\uc740 80%<\/b><\/u>\uc774\uba70, \ub2f9\uc0ac \ucd94\uc815<\/u>\uc5d0 \ub530\ub974\uba74 \ubd80\ub3d9\uc0b0 \uac00\uce58 \uc57d 2\uc870\uc6d0<\/b><\/u>, \uc2e4\uc81c \ucd1d\uc790\uc0b0\uac00\uce58 \uc57d 2.2\uc870\uc6d0<\/b><\/u>, \ubd80\ub3d9\uc0b0 \ube44\uc911 \uc57d 91%<\/b><\/u>\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/p>\n

\uc9c0\ub09c 10\ub144\uac04 \uc804\uccb4 \ub9e4\ucd9c\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc740 -3.2%<\/b><\/u>\uc600\uace0, \uc774\ub294 \uc12c\uc720\ubd80\ubb38<\/b>\uc758 \uc5ed\uc131\uc7a5(\ub9e4\ucd9c \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960 \uc9c0\ub09c 10\ub144\uac04 -3.8%<\/b><\/u>, 1999\ub144~2021\ub144 -3.9%<\/b><\/u>)\uc774 \uc8fc\uc6d0\uc778\uc774\uace0, \uc601\uc5c5\uc774\uc775\ub960(OPM)<\/b>\uc758 \uacbd\uc6b0 \uc12c\uc720\ubd80\ubb38<\/b>\uc740 2015\ub144\ubd80\ud130 \ud55c\uc790\ub9ac\uc218<\/u>\uc774\ub098, \uac74\uc124\u2219\uc784\ub300\ubd80\ubb38<\/b>\uc740 20~40%<\/b><\/u>\ub85c \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac \ubcf8\uc5c5\uc778 \uc12c\uc720\ubd80\ubb38\uc758 \uc5ed\uc131\uc7a5 \ucd94\uc774<\/u>\uc640 \ucd1d\uc790\uc0b0 \uc911 \ubd80\ub3d9\uc0b0 \ube44\uc911<\/u>, \uac74\uc124\uc784\ub300\ubd80\ubb38\uc758 \ub192\uc740 \uc131\uc7a5\ub960 \ubc0f \ub9e4\ucd9c \ub0b4 \ube44\uc911<\/u> \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud560 \ub54c \uadc0\uc0ac\uac00 \u201813~14\ub144\uc744 \uae30\uc810\uc73c\ub85c \ubd80\ub3d9\uc0b0\ud22c\uc790\uae30\uc5c5\uc73c\ub85c \uccb4\uc9c8\uac1c\uc120<\/b><\/u>\uc744 \uc2dc\uc791\ud588\uace0, \ud604\uc7ac \uac70\uc758 \ub9c8\ubb34\ub9ac\ub41c \uac83\uc73c\ub85c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \n<\/p>\n\n

1. 2) \uc800\uc218\uc775 \uc790\uc0b0 \u2013 \ud22c\uc790\ubd80\ub3d9\uc0b0 <\/h3>\n\n

\uc9c0\ub09c 10\ub144\uac04 \uc784\ub300\ubd80\ubb38<\/b>\uc758 \uc784\ub300\uc218\uc775\ub960\uc740 5~8% \uc218\uc900<\/u>\uc774\ub098, \ub9cc\uc57d \ud22c\uc790\ubd80\ub3d9\uc0b0\uc744 \ub2f9\uc0ac \ucd94\uc815\uc2dc\uac00 2\uc870\uc6d0\uc744 \uae30\uc900<\/u>\uc73c\ub85c \uacc4\uc0b0\ud558\uba74 2021\ub144 \uc784\ub300\uc218\uc775\ub960\uc740 2.0%<\/b> \uc218\uc900<\/u>\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \uc2dc\uac00 2\uc870\uc6d0\uc744 \ud1a0\ub300\ub85c \ud55c \uc784\ub300\uc218\uc775\ub960 2%\uc5d0 \uc784\ub300\ubd80\ubb38 \ucd5c\uadfc 3\ub144 \ud3c9\uade0 \uc601\uc5c5\uc774\uc775\ub960(OPM) 37.7% \uc801\uc6a9\uc2dc \uadc0\uc0ac \ud22c\uc790\ubd80\ub3d9\uc0b0\uc758 \uc774\uc775\ub960\uc740 \uc2dc\uc911\uc740\ud589 \uc815\uae30\uc608\uae08 \uc774\uc790\uc728(\ucd5c\uadfc 5\ub144 2% \uc218\uc900)\uc744 \ud55c\ucc38 \ud558\ud68c<\/b><\/u>\ud569\ub2c8\ub2e4. \uc774\uc5d0 \ud22c\uc790\ubd80\ub3d9\uc0b0\uc758 \uc0c1\ub2f9\ubd80\ubd84\uc774 \u201c\uc800\uc218\uc775 \uc790\uc0b0\u201d<\/b><\/u>\uc5d0 \ud574\ub2f9\ud558\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n

1. 3) \uc8fc\uc8fc\uc81c\uc5b8: \ubd80\ub3d9\uc0b0\uc790\uc0b0\uc758 \ud6a8\uc728\uc801 \ud65c\uc6a9 \u2013 \uacf5\ubaa8\ub9ac\uce20\ud654 <\/h3>\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \uc790\uc0b0 \ub300\ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\ub294 \ud22c\uc790\ubd80\ub3d9\uc0b0\uc758 \ube44\ud6a8\uc728\uc801 \ud65c\uc6a9<\/b><\/u>\uacfc \uc758\uc0ac\uacb0\uc815 \ubc0f \uc6b4\uc601\uc0c1\uc758 \ubd88\ud22c\uba85\uc131<\/b><\/u>\uc774 \uadc0\uc0ac \uc2dc\uc7a5\uac00\uce58\uc758 \uc800\ud3c9\uac00 \uc6d0\uc778 \uc911 \ud558\ub098\ub77c\uace0 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \ud22c\uc790\ubd80\ub3d9\uc0b0\uc744 \uacf5\ubaa8\ub9ac\uce20\ud654\ud568\uc73c\ub85c\uc368 \ud22c\uc790\ubd80\ub3d9\uc0b0\uc758 \uc218\uc775\ub960\uc744 \uc81c\uace0<\/b><\/u>\ud558\uace0, \uc758\uc0ac\uacb0\uc815 \ubc0f \uc6b4\uc601\uacfc\uc815\uc758 \ud22c\uba85\uc131<\/b><\/u>\uc744 \uc81c\uace0\ud558\uae30\ub97c \uc694\uccad\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n

2. \ud2b9\uc218\uad00\uacc4\uc790\uac04 \ub0b4\ubd80\uac70\ub798\uc5d0 \uad00\ud55c \ubd80\ub2f9\uc131 \uc758\ud639
\n2. 1) \ub300\uc8fc\uc8fc\uc77c\uac00 3\uc138\ub85c\uc758 \uc2b9\uacc4 <\/h3>\n\n

<BYC \ub300\uc8fc\uc8fc \uc77c\uac00 \uc9c0\ubd84 \ubcc0\ub3d9><\/h4>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\uad6c\ubd84<\/th>\n\u201916. 01<\/th>\n\u201922. 11. 30<\/th>\n\uc99d\uac10<\/th>\n\ube44\uace0<\/th>\n<\/tr>\n<\/thead>\n
2\uc138 \uc9c0\ubd84<\/td>\n59.69%<\/td>\n11.57%<\/td>\n-48.12%<\/td>\n\uac1c\uc778: \ud55c\uc11d\ubc94, \uc7a5\uc740\uc219, \ud55c\uae30\uc131, \ud55c\uc9c0\ud615
\n\uad00\uacc4\uc0ac: \uc2e0\ud55c\ubc29, \ub0a8\ud638\uc12c\uc720, \ubc31\uc591 \ub4f1<\/td>\n<\/tr>\n
3\uc138\n\uc9c0\ubd84<\/td>\n\ud55c\uc2b9\uc6b0<\/td>\n4.79%<\/td>\n32.66%<\/td>\n+27.87%<\/td>\n\uad00\uacc4\uc0ac: \uc2e0\ud55c\uc5d0\ub514\ud53c\uc2a4, \ud55c\uc2b9\ud640\ub529\uc2a4<\/td>\n<\/tr>\n
\ud55c\uc9c0\uc6d0<\/td>\n2.98%<\/td>\n4.81%<\/td>\n+1.83%<\/td>\n\uad00\uacc4\uc0ac: \uc81c\uc6d0\uae30\uc5c5<\/td>\n<\/tr>\n
\ud55c\uc11c\uc6d0<\/td>\n2.22%<\/td>\n9.01%<\/td>\n+6.79%<\/td>\n\uad00\uacc4\uc0ac: \uc77c\uad00, \uc778\ud654\uc0c1\ud488<\/td>\n<\/tr>\n
3\uc138 \uc18c\uacc4<\/td>\n9.99%<\/td>\n46.48%<\/td>\n+36.49%<\/td>\n<\/td>\n<\/tr>\n
\uc2e0\ud55c\ud559\uc6d0<\/td>\n5.00%<\/td>\n5.00%<\/td>\n–<\/td>\n\ud559\uad50\ubc95\uc778<\/td>\n<\/tr>\n
\ucd1d\uacc4<\/td>\n74.68%<\/td>\n63.05%<\/td>\n-11.63%<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n\n\n

\ucd5c\uadfc \uc218\ub144\uac04 3\uc138\ub85c\uc758 \uc2b9\uacc4\uc791\uc5c5\uc744 \uac70\uccd0 2022\ub144 11\uc6d4\ub9d0<\/b> \ub300\uc8fc\uc8fc \uc77c\uac00 \uc9c0\ubd84 63.05%<\/b><\/u> \uc911 3\uc138\uac00 \uc9c1\u2219\uac04\uc811\uc801\uc73c\ub85c \ubcf4\uc720\ud55c \uc9c0\ubd84\uc740 46.48%<\/b><\/u>\uc785\ub2c8\ub2e4. \uc774 \uc911 10.55%<\/b>\uc758 \uc9c0\ubd84<\/u>\uc744 \ubcf4\uc720\ud55c \ud55c\uc2b9\ud640\ub529\uc2a4<\/b>\ub294 \uc2e0\ud55c\ubc29<\/b>(\ub300\uc8fc\uc8fc \ud55c\uc11d\ubc94 \ud68c\uc7a5)\uc758 \ud22c\uc790\uc0ac\uc5c5\ubd80\ubb38\uc774 2021. 2. 24.\uc790\uc5d0 \uc778\uc801\ubd84\ud560\ub418<\/b>\uc5b4 \uc2e0\uc124<\/u>\ub41c \ud68c\uc0ac\uc785\ub2c8\ub2e4. \ud55c\uc2b9\ud640\ub529\uc2a4\ub294 \uc2e0\ud55c\ubc29\uc758\n\uc790\uc0b0<\/b>(\ud22c\uc790\uc8fc\uc2dd) 395\uc5b5\uc6d0, \ubd80\ucc44<\/b>\ub294 0\uc6d0<\/b>\uc744 \uc2b9\uacc4<\/u>\ud558\uc600\uc2b5\ub2c8\ub2e4. \ubd84\ud560 \uc774\ud6c4 \ud55c\uc2b9\ud640\ub529\uc2a4\uc758 \ub300\uc8fc\uc8fc\ub294 2\uc138 \ud55c\uc11d\ubc94 \ud68c\uc7a5\uc5d0\uc11c 3\uc138 \ud55c\uc2b9\uc6b0 \uc0c1\ubb34\ub85c \ubcc0\uacbd<\/b><\/u>\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n

\ud55c\uc2b9\ud640\ub529\uc2a4 \uc9c0\ubd84 10.55%\ub97c \uc81c\uc678\ud558\uba74 \ub300\uc8fc\uc8fc\uc77c\uac00 3\uc138\ub4e4\uc740 \uc9c0\ubd84 36.13%<\/b>\uc744 \uc2dc\uc7a5\uc5d0\uc11c \ucde8\ub4dd<\/u>\ud588\uc73c\uba70 \ucd1d 488\uc5b5\uc5ec\uc6d0<\/b><\/u>\uc744 \ub4e4\uc600\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uc790\uae08\uc740 3\uc138 \uad00\uacc4\uc0ac\ub4e4\uc758 \uc790\uccb4 \uc790\uae08 178\uc5b5\uc5ec\uc6d0, \ucc28\uc785\uae08 310\uc5b5\uc5ec\uc6d0\uc73c\ub85c \uad6c\uc131\n\ub418\uace0, \ucc28\uc785\uae08 310\uc5b5\uc5ec\uc6d0<\/b> \uc911 226\uc5b5\uc6d0<\/b>\uc740 \uc2e0\ud55c\ubc29(\ub300\uc8fc\uc8fc \ud55c\uc11d\ubc94 \ud68c\uc7a5), \ub0a8\ud638\uc12c\uc720(\ub300\uc8fc\uc8fc \ud55c\uc11d\ubc94 \ud68c\uc7a5) \ub4f1 \uad00\uacc4\uc0ac\uc5d0\uc11c \ucc28\uc785<\/b><\/u>\ud588\uc2b5\ub2c8\ub2e4. \n\ub2f9\uc0ac\ub294 \ub300\uc8fc\uc8fc \ud2b9\uc218\uad00\uacc4\uc0ac\ub4e4\uc774 \uadc0\uc0ac\uc640 \ubd80\ub2f9\ub0b4\ubd80\uac70\ub798\ub97c \ud1b5\ud574 \uc2b9\uacc4\uc790\uae08\uc744 \ucd95\uc801\n\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ub300\uc8fc\uc8fc\uc758 \uc0ac\uc801 \uc774\uc775\uc744 \uc704\ud574 \uc18c\uc218\uc8fc\uc8fc\uc758 \uc774\uc775\uc774 \uce68\ud574\ub41c \uac83\uc740 \uc544\ub2cc\uc9c0 \uc758\uad6c\uc2ec\uc774 \ub4ed\ub2c8\ub2e4.<\/p>\n\n

2. 2) \ub300\uc8fc\uc8fc \uc0ac\uc801\uc774\uc775 \uc704\ud574 \uc18c\uc218\uc8fc\uc8fc \uc774\uc775 \ud6fc\uc190 \uc815\ud669
\n2. 2) A. BYC\uc640 \ud2b9\uc218\uad00\uacc4\uc0ac \uc218\uc775\uc9c0\ud45c \ubc0f \uc21c\uc790\uc0b0 \uc131\uc7a5\ub960 \ube44\uad50 <\/h3>\n\n

<BYC \ubc0f \ud2b9\uc218\uad00\uacc4\uc0ac \uc131\uc7a5\uc9c0\ud45c><\/h4>\n\n\n\n\n\n\n\n\n\n\n\n\n
\ud2b9\uc218\uad00\uacc4\uc0ac(*1)<\/sup>
(\ub2e8\uc704: %)<\/th>\n		\ud3c9\uade0\ub9e4\ucd9c\ucd1d\uc774\uc775\ub960
(GPM)<\/th>\n		\ud3c9\uade0\uc601\uc5c5\uc774\uc775\ub960
(OPM)<\/th>\n		\ud3c9\uade0\ub2f9\uae30\uc21c\uc774\uc775\ub960
\n(NPM)<\/th>\n		\uc21c\uc790\uc0b0(\uc790\ubcf8)
\n\uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960<\/th>\n		\ube44\uace0<\/th>\n<\/tr>\n<\/thead>\n
BYC<\/td>\n34.1%<\/td>\n10.6%<\/td>\n8.5%<\/td>\n4.8%<\/td>\n1999~2021\ub144<\/td>\n<\/tr>\n
\uc2e0\ud55c\ubc29<\/td>\n12.4%<\/td>\n6.3%<\/td>\n16.9%<\/td>\n6.3%<\/td>\n1999~2019\ub144 (\uc2b9\uacc4\uc644\ub8cc \uc9c1\uc804\uc2dc\uc810)<\/td>\n<\/tr>\n
\ub0a8\ud638\uc12c\uc720<\/td>\n6.5%<\/td>\n-2.7%<\/td>\n17.9%<\/td>\n6.0%<\/td>\n1999~2017\ub144(*2)<\/sup><\/td>\n<\/tr>\n
\uc2e0\ud55c\uc5d0\ub514\ud53c\uc2a4<\/td>\n45.4%<\/td>\n22.6%<\/td>\n19.5%<\/td>\n25.8%<\/td>\n2009~2021\ub144<\/td>\n<\/tr>\n
\uc81c\uc6d0\uae30\uc5c5<\/td>\n35.0%<\/td>\n20.4%<\/td>\n13.7%<\/td>\n72.6%<\/td>\n2016~2021\ub144<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n(*1) \ub300\uc8fc\uc8fc \uc77c\uac00 \uad00\uacc4\uc0ac \uc911 \uac10\uc0ac\ubcf4\uace0\uc11c\uac00 \uacf5\uc2dc\ub41c \ubc14 \uc5c6\ub294 \uc77c\uad00, \uc778\ud654\uc0c1\ud488 \uc81c\uc678
\n(*2) 2017\ub144 12\uc6d4\ub9d0 BYC \uc804\uc8fc\uacf5\uc7a5 \uc0dd\uc0b0\uc911\ub2e8 <\/i>\n

 <\/p>\n\n

\ub300\uc8fc\uc8fc \uc77c\uac00 2\uc138 \uad00\uacc4\uc0ac(\uc2e0\ud55c\ubc29, \ub0a8\ud638\uc12c\uc720)\uc640 3\uc138 \uad00\uacc4\uc0ac(\uc2e0\ud55c\uc5d0\ub514\ud53c\uc2a4, \uc81c\uc6d0\uae30\uc5c5) \ub300\ube44 \uadc0\uc0ac\uc758\n\ud3c9\uade0\uc601\uc5c5\uc774\uc775\ub960\uacfc \ub2f9\uae30\uc21c\uc774\uc775\ub960 \ubc0f \uc21c\uc790\uc0b0\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc774 \ub0ae\uc74c\uc744 \uc54c \uc218 \uc788\uace0, \ud2b9\ud788 3\uc138 \uad00\uacc4\uc0ac \uc2e0\ud55c\n\uc5d0\ub514\ud53c\uc2a4(\ub300\uc8fc\uc8fc \ud55c\uc2b9\uc6b0)\uc640 \uc81c\uc6d0\uae30\uc5c5(\ub300\uc8fc\uc8fc \ud55c\uc9c0\uc6d0)\uc5d0 \ube44\uad50\ud558\uba74 \uadf8 \uaca9\ucc28\uac00 \ud07d\ub2c8\ub2e4. \uadc0\uc0ac \uc21c\uc790\uc0b0\uc774 \uc5f0 4.8%<\/b><\/u>\uc529 \uc131\uc7a5\ud560 \ub54c \uc2e0\ud55c\uc5d0\ub514\ud53c\uc2a4\uc640 \uc81c\uc6d0\uae30\uc5c5\uc740 \uac01 \uc5f0 25.8%, 72.6%<\/b> \uc131\uc7a5<\/u>\ud574\uc654\ub294\ub370, \ubcf5\ub9ac\ud6a8\uacfc\ub97c \uac10\uc548\ud558\uba74\n\uc5c4\uccad\ub09c \ucc28\uc774\uc785\ub2c8\ub2e4.<\/p>\n\n

2. 2) B. \uc2e0\ud55c\ubc29 \uc9c0\ud558\uc774\uc2dc\ud2f0 \uac1c\ubc1c\uc0ac\uc5c5 <\/h3>\n\n

2\uc138 \uad00\uacc4\uc0ac \uc2e0\ud55c\ubc29(\ub300\uc8fc\uc8fc \ud55c\uc11d\ubc94 \ud68c\uc7a5)\uc740 \uc9c0\ud558\uc774\uc2dc\ud2f0 \uac1c\ubc1c\uc0ac\uc5c5\uc744 \ud1b5\ud574 \ubd84\uc591\uc218\uc775 1,190\uc5b5\uc6d0<\/u>\uc5d0\uc11c \ubd84\uc591\uc6d0\uac00 582\uc5b5\uc6d0\uc744 \ucc28\uac10\ud55c 608\uc5b5\uc6d0<\/b>\uc744 \uc21c\uc218\uc775<\/u>\uc73c\ub85c \uc5bb\uc5c8\uace0, \uc218\uc775\ub960\uc774 \ubb34\ub824 104.5%<\/b><\/u>\uc5d0 \ub2ec\ud569\ub2c8\ub2e4. \uadc0\uc0ac\n2017~18\ub144 \uac74\uc124\ubd80\ubb38 \ucd94\uc815<\/b>\uc601\uc5c5\uc774\uc775\ub960(OPM)\uc740 4.4~6.6%<\/b><\/u>, \uc9c0\ud558\uc774\uc2dc\ud2f0 \uc2e0\ucd95\uacf5\uc0ac \uc218\uc8fc\uc561 506\uc5b5\uc6d0\uc5d0 \ub300\ud55c \uc601\uc5c5\n\uc774\uc775\uc740 22~33\uc5b5\uc6d0<\/b>\uc73c\ub85c \ucd94\uc815<\/b><\/u>\ub418\uba70, \uae08\uc735\ube44\uc6a9 \ub4f1 \uc601\uc5c5\uc678\ube44\uc6a9 \uace0\ub824<\/u>\uc2dc \uc9c0\ud558\uc774\uc2dc\ud2f0\uc758 \uc2dc\uacf5\uc744 \ud1b5\ud574 \uc5bb\uc740 \uc774\uc775\uc740\n\uac70\uc758 \uc5c6\uac70\ub098 \uc190\uc2e4<\/b>\uc744 \ubd24\uc744 \uac00\ub2a5\uc131<\/u>\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uadc0\uc0ac\ub294 2014\ub144 \uc9c0\ud558\uc774\uc2dc\ud2f0 \uc218\uc8fc\uc5d0 \uad00\ud55c \uc774\uc0ac\ud68c \uc758\uacb0\uc744 \uac70\uce5c \ubc14 \uc788\uc73c\ub098, \uadc0\uc0ac\uac00 \uc800\uac00\uc218\uc8fc\ub97c \ud1b5\ud574 \uc2e0\ud55c\ubc29\uc744 \ubd80\ub2f9\uc9c0\uc6d0\ud55c \uac83\uc740 \uc544\ub2cc\uc9c0, \ub300\uc8fc\uc8fc\uc758 \uc0ac\uc801 \uc774\uc775\uc744 \uc704\ud574 \uc18c\uc218\uc8fc\uc8fc \uc774\uc775\uc774 \uce68\ud574\ub41c \uac83\uc740 \uc544\ub2cc\uc9c0 \uc758\uad6c\uc2ec\uc774 \ub4ed\ub2c8\ub2e4. <\/p>\n\n

\uadc0\uc0ac\ub294 \ubcf8\uc0ac\ubd80\uc9c0 \uac1c\ubc1c\uc744 \uc704\ud55c \uc778\ud5c8\uac00\ub97c \uc218\ub144\uc9f8 \uae30\ub2e4\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad6c\ub85c\ub514\uc9c0\ud138\ub2e8\uc9c0\uc5ed \ubc14\ub85c \uc55e\uc5d0\n\uc704\uce58\ud55c \ud574\ub2f9 \ubd80\uc9c0\uc5d0 \uacf5\ub3d9\uc8fc\ud0dd, \uc624\ud53c\uc2a4\ud154, \uadfc\ub9b0\uc0dd\ud65c\uc2dc\uc124 \ub4f1\uc758 \uac1c\ubc1c\uc2dc \uc5c4\uccad\ub09c \uc774\uc775\uc774 \ubc1c\uc0dd\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\n\ub429\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \ud5a5\ud6c4 \ubcf8\uc0ac\ubd80\uc9c0\ub97c \uac1c\ubc1c\ud558\ub294 \uacfc\uc815\uc5d0\uc11c 3\uc138 \uad00\uacc4\uc0ac\ub4e4(\uc2e0\ud55c\uc5d0\ub514\ud53c\uc2a4, \ud55c\uc2b9\ud640\ub529\uc2a4, \uc81c\n\uc6d0\uae30\uc5c5, \uc77c\uad00, \uc778\ud654\uc0c1\ud488 \ub4f1)<\/b>\uc744 \ubd80\ub2f9 \ub0b4\ubd80\uac70\ub798(\uc870\uacbd\uc0ac\uc5c5, \ubd84\uc591\ub300\ud589 \ubc0f \ud64d\ubcf4\ub300\ud589 \ub4f1)<\/b>\ub85c \ucc38\uc5ec<\/u>\uc2dc\ucf1c \uac1c\ubc1c\uc0ac\uc5c5 \uc774\uc775\uc774 3\uc138 \uad00\uacc4\uc0ac\uc5d0 \ud758\ub7ec\ub4e4\uc5b4\uac00\uc9c0 \uc54a\uc744\uae4c<\/u> \uc758\uad6c\uc2ec\uc774 \ub4ed\ub2c8\ub2e4.<\/p>\n\n

2. 3) \ub0b4\ubd80\uac70\ub798 \ud604\ud669<\/h3>\n\n

\uadc0\uc0ac\uc758 2021\ub144 \uc0ac\uc5c5\ubcf4\uace0\uc11c \uae30\uc900 \ub300\uc8fc\uc8fc \uc77c\uac00\uc758 \ud2b9\uc218\uad00\uacc4\uc0ac<\/b>\ub294 \ubb34\ub824 26\uac1c\uc0ac<\/b>(BYC\uc758 \uc885\uc18d\uae30\uc5c5<\/b>\uc740 2\uac1c<\/b>\uc5d0 \ubd88\uacfc)\ub85c \ubaa8\ub450 \ube44\uc0c1\uc7a5<\/b>\ud68c\uc0ac<\/u>\uc785\ub2c8\ub2e4. 1999\ub144(\uc804\uc790\uacf5\uc2dc\uc2dc\uc2a4\ud15c \ucd9c\ubc94\uc5f0\ub3c4\ub85c \uadf8 \uc774\uc804 \uc790\ub8cc \uc5c6\uc74c)\ubd80\ud130 2022\ub144 3\ubd84\uae30\uae4c\uc9c0 \uadc0\uc0ac\uac00 \ud2b9\uc218\uad00\uacc4\uc0ac\ub85c\ubd80\ud130 \uc5bb\uc740 \uc218\uc775<\/u>\uc740 \uc57d 6,532\uc5b5\uc6d0<\/b><\/u>, \uadc0\uc0ac\uac00 \ud2b9\uc218\uad00\uacc4\uc0ac\uc5d0\uac8c \uc9c0\uae09\ud55c \ube44\uc6a9<\/u>\uc740 \uc57d 1\uc870 3,703\uc5b5\uc6d0<\/b><\/u>\uc73c\ub85c, \uc218\uc775 \ub300\ube44 \ube44\uc6a9\uc774 \uc57d 2.1\ubc30<\/b><\/u>\uc5d0 \ub2ec\ud569\ub2c8\ub2e4<\/p>\n\n

\ucd5c\uadfc 12\ub144\uac04 \uc601\uc5c5\ube44\uc6a9 \uc911 \ud2b9\uc218\uad00\uacc4\uc790\uc5d0\uac8c \uc9c0\ucd9c\ud55c \ub0b4\ubd80\uac70\ub798 \ube44\uc6a9\uc774 \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uacfc \ub9e4\ucd9c\ucd1d\uc774\uc775\ub960(GPM)<\/u>\uc758 \ucd94\uc774\ub294 \uc5ed\uc758 \uc0c1\uad00\uad00\uacc4<\/b><\/u>\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \ud22c\uba85\ud55c \uac70\ubc84\ub10c\uc2a4\ub97c \ud655\ubcf4<\/b><\/u>\ud558\uace0 \ubd80\ub2f9\ud55c \ub0b4\ubd80\uac70\ub798 \uadfc\uc808<\/b><\/u>\uc2dc \uc218\uc775\uc131\uacfc \uae30\uc5c5\uac00\uce58\uac00 \uc81c\uace0<\/u>\ub420 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4<\/p>\n\n

\ud2b9\uc218\uad00\uacc4\uc778 \ub0b4\ubd80\uac70\ub798\uc758 \uc801\uc6a9\uaddc\ubc94\uc778 \u201c\uc801\ubc95\uc131\u201d<\/b><\/u>\uc740 \uc0c1\ubc95 \uc81c398\uc870 \uc774\uc0ac\uc758 \uc790\uae30\uac70\ub798 \uc870\ud56d\uc758 \uc808\ucc28 \ub4f1\uc744 \ub530\ub984<\/u>\uc73c\ub85c\uc368 \ud655\ubcf4\ud560 \uc218 \uc788\uace0, \u201c\uacf5\uc815\uc131(\uc801\uc815\uc131)\u201d<\/b><\/u>\uc740 \uadf8 \uac70\ub798\uac00 \ubd80\ub2f9\ud558\uc9c0 \uc54a\uc740 \uc218\uc900(\ud2b9\uc218\uad00\uacc4\uc778\uc774 \uc544\ub2cc\uc790\uc640\uc758 \uac70\ub798\uc640 \ube44\uad50\ud558\uc5ec \uc190\ud574\uac00 \ub418\uc9c0 \uc54a\ub294 \uc218\uc900)\uc758 \uc870\uac74\uc73c\ub85c \uccb4\uacb0<\/u>\ub428\uc73c\ub85c\uc368 \uac16\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

2. 4) \ub0b4\ubd80\uac70\ub798\uc758 \uc801\ubc95\uc131 – \uc0c1\ubc95 \uc704\ubc18\uc73c\ub85c \uc778\ud55c \ubc95\ub960\ub9ac\uc2a4\ud06c <\/h3>\n\n

\uc0c1\ubc95 \uc81c398\uc870\ub294 \uc774\uc0ac \ubc0f \ud2b9\uc218\uad00\uacc4\uc0ac \ub4f1 \uc774\ud574\uc0c1\ucda9<\/b>\uc774 \uc788\ub294 \uc790<\/u>\uc640 \uac70\ub798\ub97c \ud558\ub294 \uacbd\uc6b0 \uc801\ubc95\ud55c \uc808\ucc28<\/b>(\uc911\uc694\ud55c \uc0ac\uc2e4\uc744 \uc0ac\uc804\uc5d0 \uc124\uba85<\/b><\/u>\ud558\uace0 \uc774\uc0ac\ud68c\ub85c\ubd80\ud130 \uc2b9\uc778<\/b><\/u>\uc744 \ubc1b\uc73c\uba70, \uac70\ub798\ub0b4\uc6a9\uacfc \uc808\ucc28\uc758 \uacf5\uc815\uc131<\/b> \ud655\ubcf4<\/u>)\ub97c \uc900\uc218\ud558\ub3c4\ub85d \uc815\ud55c \uaddc\uc815\uc785\ub2c8\ub2e4. <\/p>\n\n

\ub9cc\uc57d \uc704 \uc808\ucc28\ub97c \uc774\ud589\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \ud574\ub2f9 \uc774\uc0ac\ub294 \uc0c1\ubc95\uc0c1 \uc758\ubb34<\/b>\ub97c \uc774\ud589\ud558\uc9c0 \uc54a\uc740<\/u> \uac83\uc5d0 \ud574\ub2f9\ud558\uace0,\n\ud68c\uc0ac\uc5d0 \ub300\ud55c \uc190\ud574\ubc30\uc0c1\ucc45\uc784<\/b>\uc744 \ubd80\ub2f4<\/u>\ud558\uba70, \uacbd\uc6b0\uc5d0 \ub530\ub77c \ubc30\uc784\uc8c4<\/b>\uac00 \uc131\ub9bd\ud560 \uac00\ub2a5\uc131<\/u>\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uae08\uc561\uc5d0 \ub530\ub77c\n\ud2b9\uc815\uacbd\uc81c\ubc94\uc8c4 \uac00\uc911\ucc98\ubc8c \ub4f1\uc5d0 \uad00\ud55c \ubc95\ub960(\uc774\ub978\ubc14 \u201c\ud2b9\uacbd\ubc95\u201d<\/b>)\uc774 \uc801\uc6a9\ub420 \uc218<\/u> \uc788\uace0, \uadf8 \uacbd\uc6b0 \ucde8\uc5c5\uc81c\ud55c<\/b> \uaddc\uc815<\/u>\uc5d0\n\uc758\ud574 \uadc0\uc0ac \uacbd\uc601\uc9c4\uc73c\ub85c \uacbd\uc601\uc5d0 \ucc38\uc5ec\ud558\ub294 \uac83\uc774 \ubd88\uac00\ub2a5\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0c1\ubc95\uc0c1 \uc758\ubb34\ub97c \ubd80\ub2f4\ud558\ub294 \uc774\uc0ac\ub294 \ud55c\uc11d\ubc94 \ud68c\uc7a5<\/b>\uacfc \ud55c\uc2b9\uc6b0 \uc0c1\ubb34<\/b><\/u>\uc774\uace0, \uadc0\uc0ac\uc640 \uc2e0\ud55c\ubc29, \uc2e0\ud55c\uc5d0\ub514\ud53c\uc2a4,\n\ub0a8\ud638\uc12c\uc720, \uc81c\uc6d0\uae30\uc5c5, \ube44\uc640\uc774\uc528\ub9c8\ud2b8, \uc2b9\uba85\uc2e4\uc5c5, \uc544\uc774\ud53c\ud53c, \uc2e0\ud55c\ubd09\uc81c<\/b><\/u>\uc640\uc758 \uac70\ub798\uac00 \uadf8 \uc801\uc6a9\ub300\uc0c1\uc774\uba70, \uc8fc\uc8fc\ud604\n\ud669 \ud655\uc778\ud560 \uc218 \uc5c6\ub294 \ud2b9\uc218\uad00\uacc4\uc0ac \uc911 \ud574\ub2f9\ub418\ub294 \uacbd\uc6b0\uac00 \ub354 \uc788\uc744 \uac83\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \uc704 \ubc95\ub960\n\ub9ac\uc2a4\ud06c\ub97c \uc778\uc9c0\ud558\uace0 \uc788\ub294\uc9c0 \ud68c\uc758\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n

2. 5) \ub0b4\ubd80\uac70\ub798\uc758 \uacf5\uc815\uc131(\uc801\uc815\uc131) \uac80\ud1a0 <\/h3>\n\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \ud2b9\uc218\uad00\uacc4\uc0ac\uc640\uc758 \uac70\ub798\uc5d0\uc11c \uc190\ud574\uac00 \ub418\uc9c0 \uc54a\ub294 \uc218\uc900\uc758 \ub0b4\uc6a9\uacfc \uc870\uac74<\/u>\uc73c\ub85c \uccb4\uacb0\ud588\ub294\uc9c0 \uc758\uad6c\uc2ec\uc774 \ub4ed\ub2c8\ub2e4. \uadc0\uc0ac\uc758 \uc774\uc0ac\ud68c\uc758\uc0ac\ub85d\uc0c1 \ub300\ubd80\ubd84\uc758 \uc0c1\ubc95\uc0c1 \uc790\uae30\uac70\ub798\uc5d0 \uad00\ud558\uc5ec \uc544\ubb34 \uc758\uacb0\uc774\ub098 \uac80\ud1a0\uac00 \uc5c6\uc5c8\uace0<\/u>, 2021\ub144 \uc774\ub8e8\uc5b4\uc9c4 \uc81c\uc6d0\uae30\uc5c5\uacfc\uc758 \uac74\ubb3c\uad00\ub9ac\uc6a9\uc5ed \uccb4\uacb0\uc5d0 \uad00\ud55c \uacb0\uc758\uc5d0\uc11c\ub3c4 \uc5b4\ub5a4 \ubc29\ubc95\uc744 \ud1b5\ud574 \uc5b4\ub5bb\uac8c \uac80\ud1a0\ud588\ub294\uc9c0 \uc815\ud655\ud558\uac8c \uc54c \uc218 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \n<\/p>\n\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \ub300\uc8fc\uc8fc \ud2b9\uc218\uad00\uacc4\uc0ac\uc640 \uc624\ub79c \uae30\uac04 \uc9c0\uc18d\ud574\uc628 \ub0b4\ubd80\uac70\ub798\uac00 \uc774\ud574 \uc0c1\ucda9 \uad00\uacc4\uc5d0 \uc788\uc73c\uba70\n\ubd80\ub2f9\ud55c \ub0b4\ubd80\uac70\ub798\ub85c \uc778\ud574 \uadc0\uc0ac\uc758 \uc218\uc775\uc131\uacfc \uae30\uc5c5\uac00\uce58\uc5d0 \uc545\uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\ub2e4\uace0 \ubcf4\uace0, \ud22c\uba85\ud55c \uac70\ubc84\ub10c\uc2a4 \ud655\ub9bd<\/b><\/u>\uacfc \ubd80\ub2f9\ud55c \ub0b4\ubd80\uac70\ub798\uc758 \uadfc\uc808<\/b><\/u>\uc774 \ub2f9\uc0ac\ub97c \ud3ec\ud568\ud55c \ud22c\uc790\uc790 \uad8c\uc775 \ubcf4\ud638<\/b>\uc758 \ucd9c\ubc1c\uc810<\/u>\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n

2. 6) \uc8fc\uc8fc\uc81c\uc5b8: \ub0b4\ubd80\uac70\ub798\uc758 \uacf5\uc815\uc131 \uc758\ud639 \ud574\uc18c\uc640 \ubd80\ub2f9 \ub0b4\ubd80\uac70\ub798 \uadfc\uc808<\/u><\/h3>\n\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \ub192\uc740 \ub0b4\ubd80\uac70\ub798\uc728\uacfc \ubd80\ub2f9 \ub0b4\ubd80\uac70\ub798 \uc758\ud639\uc774 \uadc0\uc0ac \uc2dc\uc7a5\uac00\uce58 \uc800\ud3c9\uac00\uc758 \uc8fc\uc694 \uc6d0\uc778\uc774\ub77c\uace0 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadc0\uc0ac\uc758 \ub0b4\ubd80\uac70\ub798\uac00 \ucd5c\uadfc \uac10\uc18c\ud588\uc73c\ub098, \uc2dc\uc7a5\uc740 \ub300\uc8fc\uc8fc \uc77c\uac00 3\uc138 \ud2b9\uc218\uad00\uacc4\uc0ac(\uc2e0\ud55c\uc5d0\ub514\ud53c\uc2a4, \ud55c\uc2b9\ud640\ub529\uc2a4, \uc81c\uc6d0\uae30\uc5c5, \uc77c\uad00, \uc778\ud654\uc0c1\ud488 \ub4f1)<\/b>\uc640\uc758 \ub0b4\ubd80\uac70\ub798\uac00 \uc5b8\uc81c\ub4e0 \ud655\ub300\ub420 \uc218 \uc788\ub2e4<\/u>\uace0 \ubcf4\uc544 \ub0b4\ubd80\uac70\ub798\uc758 \uacf5\uc815\uc131 \uc758\ud639\uc740 \uc544\uc9c1 \ud574\uc18c\ub418\uc9c0 \uc54a\uc740 \uac83\uc73c\ub85c \ud310\ub2e8\ub429\ub2c8\ub2e4. \ud5a5\ud6c4 \uadc0\uc0ac \ubcf8\uc0ac\ubd80\uc9c0\ub97c \ud65c\uc6a9\ud55c \uac1c\ubc1c\uc0ac\uc5c5\uc774 \uc608\uc815\ub41c \ub9cc\ud07c \uadf8 \uc758\ud639 \ud574\uc18c\ub294 \ub354\uc6b1 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc2dc\uc7a5\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \uc758\ud639\uc744 \ud574\uc18c\ud558\uae30 \uc704\ud55c \ubc29\uc548\uc73c\ub85c 1) \ub3c5\ub9bd\uc131\uacfc \uc911\ub9bd\uc131<\/b><\/u>\uc744 \uac16\ucd98 \uac83\uc73c\ub85c \ud3c9\uac00\ub418\ub294 \uc778\uc0ac\uc758 \uc0ac\uc678\uc774\uc0ac<\/b><\/u> \uc120\uc784 \ubc0f \ub0b4\ubd80\uac70\ub798\uc704\uc6d0\ud68c \uc704\uc6d0\uc7a5 \ucde8\uc784<\/b><\/u>, 2) \ud5a5\ud6c4 \ub0b4\ubd80\uac70\ub798 \ud22c\uba85\uc131\uacfc \uacf5\uc815\uc131<\/b> \uc81c\uace0<\/u> \ub4f1\uc774 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

1) \ub3c5\ub9bd\uc131\uacfc \uc911\ub9bd\uc131<\/b>\uc744 \uac16\ucd94\uc5c8\ub2e4\uace0 \ud3c9\uac00\ud560\ub9cc\ud55c \uc778\uc0ac\ub97c \ub0b4\ub144 \uc815\uae30\uc8fc\ucd1d\uc5d0\uc11c \uc0ac\uc678\uc774\uc0ac<\/b>\ub85c \uc120\uc784<\/u>\ud558\uace0 \ub3d9\uc2dc\uc5d0 \ud574\ub2f9 \uc778\uc0ac\uac00 \ub0b4\ubd80\uac70\ub798\uc704\uc6d0\ud68c\uc758 \uc704\uc6d0\uc7a5<\/b>\uc73c\ub85c \ucde8\uc784<\/u>\ud55c\ub2e4\uba74 \ub0b4\ubd80\uac70\ub798\uc704\uc6d0\ud68c\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub3c4\uac00 \ub192\uc544\uc9c8 \uac83<\/u>\uc785\ub2c8\ub2e4. <\/p>\n\n

2) \ub0b4\ubd80\uac70\ub798\uc758 \ud22c\uba85\uc131\uacfc \uacf5\uc815\uc131 \uc81c\uace0\ub97c \uc704\ud55c \uadc0\uc0ac\uc758 \uac01\uc624\uc640 \ub178\ub825\uc744 \ubcf4\uc5ec\uc8fc\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4. \ud5a5\ud6c4 \uc9c4\ud589\ub418\ub294 \ubcf8\uc0ac\ubd80\uc9c0 \uac1c\ubc1c\uc0ac\uc5c5\uc5d0 \ud2b9\uc218\uad00\uacc4\uc0ac \ucc38\uc5ec\ub97c \uc81c\ud55c<\/u>\ud558\uace0, \uacf5\uc0ac \uc9c4\ud589\uc808\ucc28\ub97c \uc2dc\uc7a5\uacfc \ud22c\uba85\ud558\uac8c \uacf5\uc720<\/u>\ud574\uc8fc\uc2dc\uae30\ub97c \uc694\uccad\ub4dc\ub9bd\ub2c8\ub2e4. <\/p>\n\n

\ub2f9\uc0ac\ub294 \uc18c\uc218\uc8fc\uc8fc\ub97c \ub300\ud45c\ud574 \uc774\uc0ac\ud68c\uc640 \ub0b4\ubd80\uac70\ub798\uc704\uc6d0\ud68c\uc5d0 \ud544\uc694\ud55c \uc870\uc5b8<\/u>\uc744 \ub4dc\ub9ac\uace0, \uadc0\uc0ac\uc640 \uc2dc\uc7a5\uacfc\uc758 \uc18c\ud1b5<\/u>\uc774 \uc6d0\ud65c\ud558\ub3c4\ub85d \uc678\ubd80 \uc870\ub825\uc790<\/b> \uc5ed\ud560<\/u>\uc744 \uc218\ud589\ud558\uaca0\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0, \ub300\uc8fc\uc8fc\uc758 \uc0ac\uc801\uc774\uc775\uc744 \uc704\ud574 \uc18c\uc218\uc8fc\uc8fc \uc774\uc775\uc774 \uce68\ud574\ub418\uc5c8\ub2e4\uba74 \ub2f9\uc0ac\ub294 \uc8fc\uc8fc\ub300\ud45c\uc18c\uc1a1, \uc720\uad00\uae30\uad00\uc5d0 \ub300\ud55c \uc81c\ubcf4\ub098 \uace0\ubc1c\uc808\ucc28<\/u>\ub97c \ubc1f\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uc678\ubd80 \uac10\uc2dc\uc790<\/b>\uc5ed\ud560<\/u>\uc744 \uc218\ud589\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n

3. \uc8fc\uc8fc\ud658\uc6d0\uc815\ucc45\uc758 \ubd80\uc7ac
\n3. 1) \ubc30\ub2f9\uc815\ucc45 \ubd80\uc7ac\ub85c \uc778\ud55c \ub0ae\uc740 \uc608\uce21\uac00\ub2a5\uc131 <\/h3>\n\n

\uadc0\uc0ac\uc758 \uacbd\uc6b0 \ubc30\ub2f9\uc815\ucc45\uc774 \uc218\ub9bd\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc544 \ub2f9\uc0ac\ub97c \ud3ec\ud568\ud55c \ud22c\uc790\uc790\ub4e4\uc758 \uc608\uce21\uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub5a8\uc5b4\n\uc9c0\uba70, \ub0ae\uc740 \uc608\uce21\uac00\ub2a5\uc131<\/b>\uc740 \uadc0\uc0ac \uae30\uc5c5\uac00\uce58\ub97c \uc800\ud3c9\uac00\ud558\ub294 \uc6d0\uc778<\/u> \uc911 \ud558\ub098\ub85c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

3. 2) \uc8fc\uc8fc\ud658\uc6d0\uc740 \uc5b4\ub514\uc5d0? <\/h3>\n\n

\uadc0\uc0ac 1999\ub144~2021\ub144 \ud3c9\uade0 \ubc30\ub2f9\uc131\ud5a5\uc740 4.4%<\/b>, \ucd5c\uadfc 3\ub144 \ubc30\ub2f9\uc131\ud5a5\uc740 3~5%<\/b>\uc218\uc900<\/u>\uc73c\ub85c, \ucf54\uc2a4\ud53c \uc0c1\uc7a5\uc0ac, \uc12c\uc720\uc758\ubcf5 \uc139\ud130 \ubc0f PEER\uc0ac\ub4e4 \ub300\ube44 \uaf64 \ub0ae\uc73c\uba70, \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \ub0ae\uc740 \ubc30\ub2f9\uc131\ud5a5<\/b>\uc774 \uadc0\uc0ac \uae30\uc5c5\uac00\uce58\ub97c \uc800\ud3c9\uac00\ud558\n\ub294 \uc6d0\uc778<\/u> \uc911 \ud558\ub098\ub85c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub2f9\uc0ac\ub294 \ud639\uc2dc \uadc0\uc0ac\uac00 \uadc0\uc0ac \uc8fc\uac00\ub97c \ub0ae\uac8c \uc720\uc9c0\ud558\uc5ec \uadc0\uc0ac\uc758 \ud22c\uc790\ub9e4\ub825\ub3c4\uc640 \uae30\uc5c5\uac00\uce58\ub97c \ub0ae\ucda4\uc73c\ub85c\uc368 \ub300\n\uc8fc\uc8fc 3\uc138\ub85c\uc758 \uc2b9\uacc4\uc791\uc5c5\uc744 \ubcf4\ub2e4 \uc190\uc27d\uac8c \uc9c4\ud589\ud558\ub824\ub294 \uac83\uc740 \uc544\ub2cc\uc9c0, \uc774\uc640 \uac19\uc740 \uadc0\uc0ac \ub300\uc8fc\uc8fc\uc758 \uc0ac\uc801 \uc774\uc775\uc744\n\uc704\ud574\uc11c \uc18c\uc218\uc8fc\uc8fc\uc758 \uc774\uc775\uc744 \uce68\ud574\ud558\uace0 \uc788\ub294 \uac83\uc740 \uc544\ub2cc\uc9c0 \uc758\uad6c\uc2ec\uc774 \ub4ed\ub2c8\ub2e4. \n<\/p>\n\n

3. 3) \uc8fc\uc8fc\uc81c\uc5b8: \uc8fc\uc8fc\ud658\uc6d0\uc815\ucc45 <\/h3>\n\n

1) \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \ubc30\ub2f9\uc815\ucc45 \ubd80\uc7ac\uac00 \uadc0\uc0ac \uc2dc\uc7a5\uac00\uce58\uc758 \uc800\ud3c9\uac00 \uc6d0\uc778 \uc911 \ud558\ub098\ub85c \ubcf4\uace0 \uc788\uc5b4 \ud22c\uc790\uc790\ub4e4\uc758 \uc608\uce21\uac00\ub2a5\uc131<\/b> \uc81c\uace0<\/u>\ub97c \uc704\ud574 \uc911\uc7a5\uae30 \ubc30\ub2f9\uc815\ucc45<\/b> \uc218\ub9bd<\/u>\uc744 \uc694\uccad\ud558\ub294 \ubc14\uc785\ub2c8\ub2e4.<\/p>\n\n

2) \uadc0\uc0ac \ubcf8\uc5c5\uc778 \uc12c\uc720\uc0ac\uc5c5\uc744 \ud1b5\ud55c \uc774\uc775<\/u>\uc5d0\ub294 \uc12c\uc720\uc758\ub958 \uc139\ud130\uc758 \ud3c9\uade0\ubc30\ub2f9\uc131\ud5a5<\/u>\uc744, \ud22c\uc790\ubd80\ub3d9\uc0b0\uc744 \uacf5\ubaa8\ub9ac\uce20\ud654\ud568\uc73c\ub85c\uc368 \uc5bb\ub294 \ub9ac\uce20\ubc30\ub2f9\uc5d0 \ub300\ud574\uc11c\ub294 \uacf5\ubaa8\ub9ac\uce20\uc5d0 \uc900\ud558\ub294 \ubc30\ub2f9\uc131\ud5a5<\/u>\uc744 \uc720\uc9c0\ud558\ub294 \ubc30\ub2f9\uc131\ud5a5\uc758 \uc774\uc6d0\ud654\uc815\ucc45<\/b><\/u>\uc744 \uc694\uccad\ub4dc\ub9bd\ub2c8\ub2e4. <\/p>\n\n

3) \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\ub97c \uc704\ud574 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ubc29\uc548\uc740 \uc790\uae30\uc8fc\uc2dd\uc758 \ub9e4\uc785\uacfc \uc18c\uac01<\/b><\/u>\uc744 \ud1b5\ud574 \ubc1c\ud589\uc8fc\uc2dd\uc218\ub97c \uc904\uc774\uace0 \uc8fc\ub2f9 \ub2f9\uae30\uc21c\uc774\uc775(EPS)\ub97c \uc99d\uac00<\/b><\/u>\uc2dc\ud0a4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2f9\uc0ac\uac00 \ucd94\uc815\ud558\ub294 \uadc0\uc0ac \ud22c\uc790\ubd80\ub3d9\uc0b0 \ub4f1 \ubd80\ub3d9\uc0b0 \uac00\uce58\ub294 \uc57d 2\uc870\uc6d0\uc73c\ub85c, \uadf8 \uc911 \uc800\uc218\uc775\/\ube44\uc601\uc5c5\uc790\uc0b0 1,000\uc5b5\uc6d0(\ud22c\uc790\ubd80\ub3d9\uc0b0 \ucd94\uc815\uac00\uce58 2\uc870\uc6d0\uc758 5%<\/b>)\uc744 \ub9e4\uac01<\/u>\ud558\ub294 \uacbd\uc6b0 \ub2f9\uae30\uc21c\uc774\uc775 \uac10\uc18c\ub294 5.6%\ub85c \uadf8 \uc601\ud5a5\uc740 \uc81c\ud55c\uc801\uc778 \ubc18\uba74 50~70%<\/b>\uc758 \uc8fc\ub2f9 \uc21c\uc774\uc775 \ubc0f \uc8fc\uac00 \uc0c1\uc2b9\uc774 \uc608\uc0c1<\/u>\ub429\ub2c8\ub2e4. \ub610\ud55c \uc790\uc0ac\uc8fc\ub9e4\uc785\uc18c\uac01\uc73c\ub85c \uc8fc\uc8fc\ud658\uc6d0 \uc6b0\ub824\ub97c \ud574\uc18c\ud568\uc5d0 \ub530\ub77c \ubc38\ub958\uc5d0\uc774\uc158 \uba40\ud2f0\ud50c \uc0c1\uc2b9\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub2f9\uc0ac\ub294 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \uc8fc\uc8fc\ud658\uc6d0\uc815\ucc45\uc778 \uc790\uae30\uc8fc\uc2dd \ub9e4\uc785\uacfc \uc18c\uac01\uc744 \uc694\uccad\ud558\ub294 \ubc14\uc785\ub2c8\ub2e4.<\/p>\n\n

4. \uc9c0\ub098\uce58\uac8c \ub0ae\uc740 \uc8fc\uc2dd\uc720\ub3d9\uc131
\n4. 1) \uc720\ub3d9\uc131\ub9ac\uc2a4\ud06c <\/h3>\n\n

\uc6d4\ud3c9\uade0 \uac70\ub798\ud68c\uc804\uc728\uc740 \uc77c\uc815\uae30\uac04 \ub3d9\uc548 \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0\uc11c \uc8fc\uc2dd \ub9e4\ub9e4\ub97c \ud1b5\ud55c \uc8fc\uc2dd \uc720\ud1b5 \uc815\ub3c4\ub97c \uc0b0\ucd9c\ud558\ub294\n\uc9c0\ud45c\ub85c, \u2018\uc0c1\uc7a5\uc8fc\uc2dd\uc218 \ub300\ube44 \uc6d4 \uba87%\uc758 \uc8fc\uc2dd\uc774 \ub9e4\ub9e4\ub418\uc5c8\ub294\uc9c0\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uc218\uce58\u2019\uc785\ub2c8\ub2e4. \uadc0\uc0ac \uc8fc\uc2dd\uc758 2022\n\ub144 \uc8fc\uc2dd \uac70\ub798 \ud68c\uc804\uc728\uc740 1.2%<\/b><\/u>\uc73c\ub85c, (\uc2dc\uac00\ucd1d\uc561 5\ucc9c\uc5b5 \ubbf8\ub9cc) \uc2a4\ubab0\ucea1 \uc885\ubaa9\uc758 \ud68c\uc804\uc728 42.5%, KOSPI \uc804 \uc885\ubaa9\uc758\n\ud68c\uc804\uc728 26.5% \uc5d0 \ud55c\ucc38 \ud558\ud68c\ud569\ub2c8\ub2e4.<\/p>\n\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \uc9c0\ub098\uce58\uac8c \ub0ae\uc740 \uc8fc\uc2dd\uc720\ub3d9\uc131\uc73c\ub85c \uc778\ud55c \uc720\ub3d9\uc131 \uc704\ud5d8<\/b>\uc774 \uadc0\uc0ac \uc2dc\uc7a5\uac00\uce58\ub97c \uc800\ud3c9\uac00\ud558\ub294\n\uc6d0\uc778<\/u> \uc911 \ud558\ub098\ub85c \ubcf4\uace0, \ud639\uc2dc \uadc0\uc0ac\uac00 \uc8fc\uc2dd\uc720\ub3d9\uc131\uc744 \ub0ae\uac8c \uc720\uc9c0\ud574 \uadc0\uc0ac\uc758 \ud22c\uc790\ub9e4\ub825\ub3c4\uc640 \uae30\uc5c5\uac00\uce58\ub97c \ub0ae\ucda4\uc73c\ub85c\n\uc368 3\uc138\ub85c\uc758 \uc2b9\uacc4\uc791\uc5c5\uc744 \uc27d\uac8c \uc9c4\ud589\ud558\ub824\ub294 \uac83\uc740 \uc544\ub2cc\uc9c0, \ub300\uc8fc\uc8fc\uc758 \uc0ac\uc801 \uc774\uc775\uc744 \uc704\ud574\uc11c \uc18c\uc218\uc8fc\uc8fc\uc758 \uc774\uc775\uc744\n\uce68\ud574\ud558\uace0 \uc788\ub294 \uac83\uc740 \uc544\ub2cc\uc9c0 \uc758\uad6c\uc2ec\uc774 \ub4ed\ub2c8\ub2e4. <\/p>\n\n

4. 2) \uc8fc\uc8fc\uc81c\uc5b8: \uc8fc\uc2dd\uc720\ub3d9\uc131 \ud655\ub300 \u2013 \uc561\uba74\ubd84\ud560 \ubc0f \ubb34\uc0c1\uc99d\uc790 \ub4f1 <\/h3>\n\n

\uc6d4\ud3c9\uade0 \uac70\ub798\ud68c\uc804\uc728\uc774 10% \uc774\ud558 \uc800\uc720\ub3d9\uc131 \uc0c1\uc7a5\uc0ac<\/b>\uac00 \ucd5c\uadfc 5\ub144\uac04 \uc561\uba74\ubd84\ud560, \ubb34\uc0c1\uc99d\uc790, \uc8fc\uc2dd\ubc30\ub2f9\uc744\n\ud55c 149\uac1c \uae30\uc5c5 \uc911 67.1%<\/b>\uc5d0 \ud574\ub2f9\ud558\ub294 100\uac1c \uc0c1\uc7a5\uc0ac\uc758 \ud3c9\uade0\ud68c\uc804\uc728\uc774 \uc99d\uac00<\/u>\ud558\uc600\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc561\uba74\ubd84\ud560\uc744 \ud55c\n\uacbd\uc6b0 \ubd84\ud560 \uc804 1\ub144\uac04 \ud3c9\uade0\ud68c\uc804\uc728 5.4%<\/b>\uc5d0\uc11c \ubd84\ud560 \ud6c4 44.2%<\/b>\ub85c 814%<\/b> \uc0c1\uc2b9<\/u>\ud558\uc600\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc561\uba74\ubd84\ud560 \ub610\ub294 \ubb34\uc0c1\uc99d\uc790 \ub4f1\uc774 \uc9c1\uc811\uc801\uc73c\ub85c \uae30\uc5c5\uac00\uce58\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub294 \uc694\uc778\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc800\uc720\ub3d9\uc131\n\uc8fc\uc2dd\uc758 \uacbd\uc6b0 \uc561\uba74\ubd84\ud560 \ub610\ub294 \ubb34\uc0c1\uc99d\uc790 \ub4f1\uc744 \ud1b5\ud574 \uc8fc\uc2dd\uac00\uaca9 \uac10\uc18c\uc640 \uc8fc\uc2dd \uc218 \uc99d\uac00\ub85c \uac70\ub798\uac00 \ud65c\uc131\ud654\ub429\ub2c8\ub2e4.\n\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \uac70\ub798\ud68c\uc804\uc728\uc744 \ub192\uc774\uac8c \ub418\uba74 \uc8fc\uac00\uc758 \ud560\uc778\uc694\uc18c\uc778 \uc720\ub3d9\uc131 \uc704\ud5d8\uc774 \uac10\uc18c\ud558\uac8c \ub418\uace0, \uc774\ub294 \uae30\uc5c5\uac00\n\uce58 \uc81c\uace0\ub85c \uc774\uc5b4\uc9c4\ub2e4\uace0 \ud310\ub2e8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\ub97c \uc704\ud574 \uc8fc\uc2dd\uac70\ub798 \ud68c\uc804\uc728\uc774 \ucf54\uc2a4\ud53c \uc0c1\uc7a5\uc0ac \ud3c9\uade0 \uc218\uc900\uc774 \ub418\ub3c4\ub85d \uc561\uba74\ubd84\ud560 \ub0b4\uc9c0 \ubb34\uc0c1\uc99d\uc790 \ub4f1\uc744 \uc774\ud589\ud558\uc5ec \uc8fc\uc2dc\uae30\ub97c \uc694\uccad\ud558\ub294 \ubc14\uc785\ub2c8\ub2e4<\/p>\n\n

5. \uc2dc\uc7a5\uacfc \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ubd80\uc7ac
\n5. 1) \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ubd80\uc7ac\ub85c \uc778\ud55c \uc2dc\uc7a5\uc758 \uc678\uba74 <\/u><\/h3>\n\n

\uadc0\uc0ac\uc758 \uac10\uc0ac\ubcf4\uace0\uc11c\uc0c1 \uadc0\uc0ac \uc8fc\uc8fc\uac00 \u201819\ub144 \ub9d0 2,794\uba85\uc5d0\uc11c \u201821\ub144 \ub9d0 2,420\uba85\uc73c\ub85c \uac10\uc18c\ud55c \ubc14, 2\ub144\uac04 \ucd5c\uc18c 13.4%\uc758 \uc8fc\uc8fc\uac00 \ubaa8\ub4e0 \uc8fc\uc2dd\uc744 \ucc98\ubd84\ud588\ub2e4\ub294 \uc758\ubbf8\ub85c, \ucf54\ub85c\ub098 \uc2dc\uae30\uc5d0 \uac1c\uc778\ud22c\uc790\uc790\uac00 \ud3ed\uc99d\ud558\ub294 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc18c\uc561\uc8fc\uc8fc\uc758 \uc218\uac00 \ucd5c\uc18c 13.4%\ub098 \uac10\uc18c\ud55c \uac83\uc740 \uadc0\uc0ac\uc758 \uc8fc\uc2dd\uc774 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \uadf8\ub9cc\ud07c \uc678\uba74\uc744 \ubc1b\uace0 \uc788\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. <\/p>\n\n

\ub610\ud55c, \uc9c0\ub09c 10\ub144\uac04 \uadc0\uc0ac\uc5d0 \ub300\ud558\uc5ec \uc791\uc131\ub41c \uc99d\uad8c\uc0ac \ub808\ud3ec\ud2b8\ub294 \ub2e8 3\uac1c\uc5d0 \ubd88\uacfc\ud558\uace0, \ud574\ub2f9 \ub808\ud3ec\ud2b8\ub4e4\ub3c4 2015~16\ub144\uc5d0 \uc791\uc131\ub41c \uac83\uc73c\ub85c, \uadf8\ub9cc\ud07c \uc2dc\uc7a5\uc5d0\uc11c \uc678\uba74\ub418\uc5b4 \uc788\uace0, \uadc0\uc0ac\uc758 IR\ud65c\ub3d9\uc774 \uadf8\ub9cc\ud07c \ubd80\uc871\ud558\ub2e4\ub294 \uc758\ubbf8\uc785\ub2c8\ub2e4. \n<\/p>\n\n

\ub2f9\uc0ac\ub294 \uc704\uc640 \uac19\uc774 \uadc0\uc0ac\uc758 \uc2dc\uc7a5\uacfc\uc758 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ubd80\uc7ac<\/b>\uac00 \uadc0\uc0ac \uc2dc\uc7a5\uac00\uce58\ub97c \uc800\ud3c9\uac00\ud558\ub294 \uc6d0\uc778<\/u> \uc911 \ud558\ub098\ub77c\uace0 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \n<\/p>\n\n

5. 2) \uc8fc\uc8fc\uc81c\uc5b8: \uc790\ubcf8\uc2dc\uc7a5\uacfc\uc758 \uce5c\ud654\ub3c4 \uc81c\uace0<\/u><\/h3>\n\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc5d0\uac8c \uc790\ubcf8\uc2dc\uc7a5\uacfc\uc758 \uce5c\ud654\ub3c4\ub97c \uc81c\uace0\ud558\uae30 \uc704\ud55c \ud65c\ub3d9 \ub0b4\uc9c0 \uc815\ucc45<\/u>\uc744 \uc694\uccad\ud558\uba70, \uad6c\uccb4\uc801\uc73c\ub85c\n\uc0ac\uc5c5\uacc4\ud68d \ubc0f \ud22c\uc790\uacc4\ud68d\uc744 \uc18c\ud1b5<\/b><\/u>\ud558\uace0, IR\ud65c\ub3d9 \uacc4\ud68d<\/b>\uc744 \uc218\ub9bd<\/u>\ud574 \uc8fc\uc2dc\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \ub610\ud55c \uc774\ub54c \uc790\uc0ac\uc8fc \ub9e4\uc785\uc18c\uac01, \ubc30\ub2f9\uc815\ucc45 \ub4f1 \uc8fc\uc8fc\uce5c\ud654<\/b>\uc801 \ub0b4\uc6a9\uc774 \ud3ec\ud568<\/u>\ub418\uae30\ub97c \ud76c\ub9dd\ud569\ub2c8\ub2e4. \n<\/p>\n\n

 <\/p>\n

\ub9c8\uce58\uba70 <\/u><\/h2>\n

 <\/p>\n\n

\uadc0\uc0ac\uc758 \uc8fc\uc8fc\ub85c\uc11c \ub2f9\uc0ac\uac00 \uc9c0\uae08\uae4c\uc9c0 \uadc0\uc0ac\uc5d0 \uc694\uccad\ud574 \uc628 \uc0ac\ud56d\ub4e4\uc740 \ub9e4\uc6b0 \uadfc\ubcf8\uc801\uc778 \uac83<\/b><\/u>\uc73c\ub85c, \uadf8\uc800 \uc790\ubcf8\n\uc2dc\uc7a5\uc5d0 \uc0c1\uc7a5\ud55c \uc8fc\uc2dd\ud68c\uc0ac<\/b>\ub85c\uc11c \uadf8 \ubcf8\uc9c8\uc801 \uc0ac\uba85<\/b>\uc744 \ub2e4\ud574\ub2ec\ub77c<\/u>\ub294 \ub0b4\uc6a9\uc785\ub2c8\ub2e4. \ub2f9\uc0ac\uc758 \uc8fc\uc8fc\uc81c\uc5b8\uc740 \ub113\uac8c \ubcf4\uba74 \ub2e8 \ud55c \uac1c<\/b><\/u>\uc785\ub2c8\ub2e4. \u201c\ub300\uc8fc\uc8fc\uc758 \uc774\uc775\ub9cc\uc774 \uc544\ub2cc, \ubaa8\ub4e0 \uc8fc\uc8fc\uc758 \uc774\uc775\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \ub178\ub825\ud574 \uc904 \uac83\u201d<\/b><\/u> , \uc774\ub294 \uadfc\ubcf8\uc801\uc778 \ud22c\uc790\uc790 \ubcf4\ud638<\/b>\uc758 \ucd9c\ubc1c\uc810<\/b><\/u>\uc785\ub2c8\ub2e4. \n<\/p>\n\n

\ub2f9\uc0ac\ub294 \uadc0\uc0ac\uac00 \uadf8 \uad8c\uc775\uc744 \ubcf4\ud638\ud558\uc5ec\uc57c \ud560 \uc8fc\uc8fc\uc758 \ubc94\uc704\uac00 \u201c\ubaa8\ub4e0\u201d<\/b> \uc8fc\uc8fc<\/u>\uc784\uc744 \ud56d\uc0c1 \uc78a\uc9c0 \uc54a\uae30\ub97c \ubc14\n\ub78d\ub2c8\ub2e4. \ud2b9\uc815 \uc8fc\uc8fc\uc5d0 \ub300\ud55c \ud2b9\ubcc4\ub300\uc6b0\ub294 \uacb0\uad6d \ud574\ub2f9 \uc8fc\uc8fc\uc640 \ub2e4\ub978 \uc8fc\uc8fc \uc0ac\uc774\uc758 \uc774\ud574\uc0c1\ucda9<\/b>\uc744 \ucd08\ub798<\/u>\ud558\ubbc0\ub85c, \uadc0\uc0ac\n\ub294 \uc8fc\uc8fc\uac04 \uc774\ud574\uc0c1\ucda9\uc744 \ucd08\ub798\ud558\uc9c0 \uc54a\uae30 \uc704\ud574 \uc5b4\ub5a4 \uc8fc\uc8fc\ub3c4 \ud2b9\ubcc4\ub300\uc6b0\ub97c \ud558\uc9c0 \uc54a\uc544\uc57c \ud560 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub2f9\uc0ac\uc758 \uc694\uccad\uc740 \ub300\uc8fc\uc8fc\uc758 \uc0ac\uc801 \uc774\uc775\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud558\uc5ec \uc18c\uc218\uc8fc\uc8fc\uc758 \uc774\uc775\uc744 \ud76c\uc0dd\ud558\uc9c0 \ub9d0\uc544\ub2ec\ub77c<\/b><\/u>\ub294,\n\uc9c0\uadf9\ud788 \uc0c1\uc2dd\uc801\uc774\uace0 \ub2f9\uc5f0\ud55c \ub0b4\uc6a9\uc785\ub2c8\ub2e4. \uc774\ub294 \uc8fc\uc8fc\uac04 \uc774\ud574\uc0c1\ucda9\uc744 \ucd08\ub798\ud558\uc9c0 \ub9d0\uc544\ub2ec\ub77c<\/b>\ub294, \uadc0\uc0ac \uacbd\uc601\uc9c4\uc774 \ub2f9\uc5f0\ud788 \ub530\ub77c\uc57c \ud560 \uc758\ubb34<\/u>\ub97c \ub418\ud480\uc774\ud574\uc11c \uc5b8\uae09\ud558\ub294 \uac83\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \n<\/p>\n\n

\ub2f9\uc0ac\ub97c \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uc18c\uc218\uc8fc\uc8fc\ub294 \uc8fc\uc2dd\ud68c\uc0ac\uc758 \ubcf8\uc9c8\uc801 \uc0ac\uba85\uc744 \ub418\ucc3e\uc740 BYC\uc758 \ubbf8\ub798\uc640 \ube44\uc804\uc5d0 \ub300\ud574 \ub17c\uc758\ud558\uace0 \uae30\uc5c5\uac00\uce58\ub97c \uc99d\ub300<\/b>\uc2dc\ucf1c \ubaa8\ub4e0 \uc8fc\uc8fc\ub4e4\uc758 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0<\/b>\ub97c \uc704\ud558\uc5ec \ub178\ub825<\/u>\ud558\uae30\ub97c \ubc14\ub77c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacf5\uc815\n\uc131\uacfc \ud22c\uba85\uc131\uc744 \ubc14\ud0d5\uc73c\ub85c \ub2e4\uc2dc\uae08 \ube5b\ub0a0 BYC\ub294 \ud55c\uad6d \uc790\ubcf8\uc2dc\uc7a5\uc758 \ubaa8\ubc94\uc0ac\ub840<\/b><\/u>\uac00 \ub418\uc5b4 \uc790\ubcf8\uc2dc\uc7a5\uc758 \ud65c\uc131\ud654 \ubc0f \uc120\uc9c4\ud654\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc774\uace0, \ucf54\ub9ac\uc544 \ub514\uc2a4\uce74\uc6b4\ud2b8<\/b>\uc758 \ud574\uc18c\uc5d0 \uae30\uc5ec<\/b>\ud558\ub294 \ubcf8\ubcf4\uae30<\/b><\/u>\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

\uc774\ub97c \uc704\ud558\uc5ec \ub2f9\uc0ac\ub294 BYC\uc758 \uc9c0\uc18d\uac00\ub2a5\ud55c \uc131\uc7a5\uc744 \uc704\ud558\uc5ec \uadc0\uc0ac\uc758 \uc8fc\uc8fc\ub85c\uc11c \ub9c8\ub545\ud788 \ud558\uc5ec\uc57c \ud560 \uc870\uc5b8\uacfc \uc62c\ubc14\ub978 \uacac\uc81c<\/b><\/u>\ub97c \uc544\ub07c\uc9c0 \uc54a\uc744 \uac83\uc774\uace0, \uadc0\uc0ac\uc758 \uc131\uc7a5\uc744 \uc704\ud558\uc5ec \uc544\ub08c\uc5c6\ub294 \uc9c0\uc6d0<\/b><\/u> \uc5ed\uc2dc \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4. \uadc0\uc0ac\uac00\n\ub2f9\uc0ac\uc758 \uc8fc\uc8fc\uc81c\uc5b8\uc744 \uc9c4\uc9c0\ud558\uac8c \uace0\ub824\ud558\uc5ec \uc9c0\ubc30\uad6c\uc870 \uac1c\uc120<\/b>\uc5d0 \uc55e\uc7a5<\/u>\uc11c\uace0 \ud55c\uad6d \uc790\ubcf8\uc2dc\uc7a5\uc758 \ubaa8\ubc94\uc0ac\ub840\ub97c \ud568\uaed8 \ub9cc\ub4e4\uc5b4\ub098\uac00\uae30\ub97c \uae30\ub300\ud569\ub2c8\ub2e4.<\/p>\n\n

 <\/p>\n\n

\uae34 \uae00 \uc77d\uc5b4\uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9<\/b>
\n<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

    BYC \uacbd\uc601\uc9c4\uc5d0 \ub300\ud55c \uacf5\uac1c \uc11c\ud55c -\uc694\uc57d\ubcf8-(\uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \uc0c1\ub2e8\uc758 \uc804\ubb38 \ucc38\uc870)   \ub2f9\uc0ac\ub294 2022\ub144 12\uc6d4 19\uc77c \ud604\uc7ac \uadc0\uc0ac \ubc1c\ud589\uc758 \uc758\uacb0\uad8c \uc788\ub294 \uc8fc\uc2dd 56,159\uc8fc(\ubc1c\ud589\uc8fc\uc2dd\ucd1d\uc218 \uae30\uc900 \uc9c0\ubd84\uc728 \uc57d 8.99%)\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub294, \ub300\uc8fc\uc8fc \uc77c\uac00\uc5d0 \uc774\uc740 \uadc0\uc0ac\uc758 2\ub300 \uc8fc\uc8fc\uc785\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\uc0ac\uc758 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c\uc758 \uae30\uc5c5\uac00\uce58\uac00 \uc218\uc775\uac00\uce58 \ubc0f \uc790\uc0b0\uac00\uce58 \ub300\ube44 \ud604\uc800\ud788 \uc800\ud3c9\uac00\ub418\uc5b4 \uc788\ub2e4\uace0 \ubcf4\uace0, 2020\ub144 \uadc0\uc0ac\uc5d0 \ubcf8\uaca9\uc801\uc73c\ub85c \ud22c\uc790\ud558\uae30\ub85c \uacb0\uc815\ud558\uc600\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 2021\ub144 […]<\/p>\n","protected":false},"author":1,"featured_media":38857,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[176],"tags":[],"class_list":["post-38666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-byc"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.trustonasset.com\/wp-content\/uploads\/2022\/12\/byc-logo.png","jetpack_shortlink":"https:\/\/wp.me\/p4Dosw-a3E","_links":{"self":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/38666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38666"}],"version-history":[{"count":165,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/38666\/revisions"}],"predecessor-version":[{"id":38903,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/38666\/revisions\/38903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/media\/38857"}],"wp:attachment":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}