{"id":39200,"date":"2023-02-09T10:10:37","date_gmt":"2023-02-09T01:10:37","guid":{"rendered":"https:\/\/www.trustonasset.com\/?p=39200"},"modified":"2025-03-20T14:08:47","modified_gmt":"2025-03-20T05:08:47","slug":"%ed%83%9c%ea%b4%91%ec%82%b0%ec%97%85%ea%b3%bc-%ed%83%9c%ea%b4%91%ec%82%b0%ec%97%85%ec%9d%98-%ec%a3%bc%ec%a3%bc%eb%b6%84%eb%93%a4%ea%bb%98-%eb%b3%b4%eb%82%b4%eb%8a%94-%ec%84%9c%ed%95%9c","status":"publish","type":"post","link":"https:\/\/www.trustonasset.com\/?p=39200","title":{"rendered":"\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\ubd84\ub4e4\uacfc <br>\ud0dc\uad11\uc0b0\uc5c5\uc5d0\uac8c \ubcf4\ub0b4\ub294 \uc11c\ud55c"},"content":{"rendered":"\n<p style=\"padding-bottom: 0;\">&nbsp;<\/p>\n<img decoding=\"async\" src=\"https:\/\/www.trustonasset.com\/wp-content\/uploads\/2022\/12\/logo_letter.png\" style=\"display: table;margin-left: auto;\">\n<p style=\"padding-bottom: 2em;\">&nbsp;<\/p>\n<h2>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\ubd84\ub4e4\uacfc \ud0dc\uad11\uc0b0\uc5c5\uc5d0\uac8c \ubcf4\ub0b4\ub294 \uc11c\ud55c<\/h2>\n<p>&nbsp;<\/p>\n\n<p>\ub2f9\uc0ac \ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9\uc740 2023\ub144 2\uc6d4 9\uc77c \ud604\uc7ac <b>\ud0dc\uad11\uc0b0\uc5c5 \ubc1c\ud589\uc8fc\uc2dd 5.88%\uc5d0 \ud574\ub2f9\ud558\ub294 65,471\uc8fc \ub97c \ubcf4\uc720\ud55c \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc8fc\uc758 \uc77c\uc6d0<\/b>\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\ub85c\uc11c \ub2f9\uc0ac\uc758 \ubaa9\uc801\uc740 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uacbd\uc81c\uc801 \ubc88\uc601\uacfc, \uadf8\uc640 \ud568\uaed8\ud558\ub294 \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc8fc\ub4e4\uc758 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\uc785\ub2c8\ub2e4.<\/p>\n\n<h3>1.\t\ud0dc\uad11\uc0b0\uc5c5\uc758 \ubcf8\uc9c8\uc801 \uac00\uce58 \ub300\ube44 \uc800\ud3c9\uac00\ub41c \uc8fc\uc8fc\uac00\uce58<\/h3>\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A.\t\uc8fc\uac00\uc21c\uc790\uc0b0\ubc30\uc728(PBR) \ube44\uad50<\/h3>\n<p>\ub2f9\uc0ac\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc774\ub8ec \uacbd\uc81c\uc801 \ubc88\uc601\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uadf8\uc5d0 \uc0c1\uc751\ud558\uc5ec\uc57c \ud560 \uc8fc\uc8fc\uac00\uce58\uac00 \uc2ec\ub300\ud558\uac8c \uc800\ud3c9\uac00 \ub418\uc5b4\uc788\ub2e4\uace0 \ud310\ub2e8\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc21c\uc790\uc0b0 \ub300\ube44 \uc8fc\uc8fc\uac00\uce58\ub97c \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c\uc778 <b>\uc8fc\uac00\uc21c\uc790\uc0b0\ube44\uc728(PBR)<\/b>\uc740 22\ub144 3\ubd84\uae30 \uae30\uc900 <b>0.17\ubc30<\/b>\uc785\ub2c8\ub2e4. \uc774\ub294 \ucf54\uc2a4\ud53c \uc804\uccb4 \uc0c1\uc7a5\uae30\uc5c5 798\uac1c \uc911 781\uc704\uc5d0 \ud574\ub2f9\ud558\ub294 \uc218\uce58\uc774\uba70, \ucf54\uc2a4\ud53c \uc0c1\uc7a5 \ud654\ud559 \uae30\uc5c5 <b>64\uac1c \uc911 63 \uc704<\/b>\uc5d0 \ud574\ub2f9\ud558\ub294 \uc218\uce58\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ucf54\uc2a4\ud53c \uc0c1\uc7a5 \ud68c\uc0ac\ub4e4\uc758 \ud3c9\uade0 \uc8fc\uac00\uc21c\uc790\uc0b0\ube44\uc728\uc740 0.93\ubc30\uc774\uba70, \ud654\ud559 \uae30\uc5c5\uc73c\ub85c \uc881\ud600\ubcf4\uc544\ub3c4 \uc8fc\uac00\uc21c\uc790\uc0b0\ube44\uc728\uc740 1\ubc30\uc785\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uc758 PEER \uadf8\ub8f9 \uc758 \uc8fc\uac00\uc21c\uc790\uc0b0\ubc30\uc728\uc740 \ud3c9\uade0 0.77\ubc30, \ucd5c\uc19f\uac12 0.34\ubc30, \ucd5c\ub313\uac12 1.95\ubc30\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc5b4\ub5a4 \ube44\uad50\ub300\uc0c1\uad70\uc744 \uc124\uc815\ud558\uace0 \ud0dc\uad11\uc0b0\uc5c5\uc744 \ubcf4\uc544\ub3c4 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\uac00\uce58\ub294 <b>\ud0c0\uc0ac \ub300\ube44 \uc57d 20% \ubbf8\ub9cc<\/b>\uc758 \uac00\uce58\ub85c \ud3c9\uac00\uc808\ud558 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B.\tEV\/EBITDA \ube44\uad50<\/h3>\n\n<p>\uc774\ub7ec\ud55c \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc800\ud3c9\uac00\ub97c \uadf9\ub2e8\uc801\uc73c\ub85c \ubcf4\uc5ec\uc8fc\ub294 \uc0ac\ub840\uac00 \ubc14\ub85c \ud0dc\uad11\uc0b0\uc5c5\uc758 <b>EV(\uae30\uc5c5\uac00\uce58)<\/b>\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc8fc\uc2dd\uc2dc\uc7a5\uc758 \ud22c\uc790\uc790\ub4e4\uc774 \uc560\uc6a9\ud558\ub294 \uc9c0\ud45c\uc778 EV\/EBITDA\uc5d0\uc11c EV(\uae30\uc5c5\uac00\uce58)\ub780 M&#038;A\uc2dc\uc7a5\uc5d0\uc11c \ud2b9\uc815\uae30\uc5c5\uc744 <b>\uc778\uc218\ud558\ub294\ub370 \ub4dc\ub294 \ube44\uc6a9<\/b>\uc785\ub2c8\ub2e4. \uae30\uc5c5\uc744 \uc778\uc218\ud558\ub294 \ub370\uc5d0\ub294 \uc8fc\uc2dd\uc744 \uc804\ubd80 \uc778\uc218\ud558\ub294 \ube44\uc6a9\uacfc \ud574\ub2f9\uae30\uc5c5\uc774 \ud604\uc7ac \ubd80\ub2f4\ud558\ub294 \ubd80\ucc44\uc5d0 \ub300\ud55c \uc0c1\ud658\ube44\uc6a9\uc774 \ud544\uc694\ud558\uc9c0\ub9cc, \ud574\ub2f9\uae30\uc5c5\uc774 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \ud604\uae08 \ub4f1\uc758 \uc790\uc0b0\ub3c4 \uc0ac\uc6a9\ud560 \uc218 \uc788\uae30\uc5d0 \uae30\uc5c5\uc758 EV(\uae30\uc5c5\uac00\uce58=\ucd1d\uc778\uc218\ube44\uc6a9)\ub97c \uacc4\uc0b0\ud560 \ub54c\uc5d0\ub294 \uc2dc\uac00\ucd1d\uc561, \ubd80\ucc44\uc640, \ubcf4\uc720 \ud604\uae08 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec \uacc4\uc0b0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>EBITDA\ub294 \ub300\uc0c1\uae30\uc5c5\uc744 \uc778\uc218\ud55c \ud6c4 \uc778\uc218\uc790\uac00 \uae30\uc5c5\uc744 \ud1b5\ud574 \ubc8c\uc5b4\ub4e4\uc77c \uc218 \uc788\ub294 \uc774\uc775\uc744 \uc0c1\uc9d5\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc885\ud569\ud558\uba74, EV\/EBITDA \uacc4\uc0b0\uc73c\ub85c \ub098\uc624\ub294 \uc22b\uc790\ub97c \ud1b5\ud574 \uc6b0\ub9ac\ub294 \uc5b4\ub5a4 \uc778\uc218\uc790\uac00 \ud2b9\uc815\uae30\uc5c5\uc744 \uc778\uc218\ud55c \uc9c0 \uba87 \ub144 \ud6c4\uc5d0 \uc778\uc218\ube44\uc6a9\uc744 \ud68c\uc218\ud560 \uc218 \uc788\uc744 \uc9c0\ub97c \uc608\uce21\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>22\ub144 3\ubd84\uae30 \uae30\uc900 \ucf54\uc2a4\ud53c \uc0c1\uc7a5 \uae30\uc5c5\uc758 \ud3c9\uade0 EV\/EBITDA\ub294 5.41\ubc30\uc774\uba70, \ucf54\uc2a4\ud53c \uc0c1\uc7a5 \ud654\ud559\uae30\uc5c5\uc758 \ud3c9\uade0 EV\/EBITDA\ub294 7.26\ubc30\uc785\ub2c8\ub2e4. \uc989, \uc0c1\uc7a5\ub41c \uc5b4\ub290 \uae30\uc5c5\uc744 \uc778\uc218\ud558\uba74 \uc601\uc5c5\uc744 \ud1b5\ud574 \uc778\uc218\ube44\uc6a9\uc744 \ud68c\uc218\ud558\ub294\ub370 5\ub144 6\uac1c\uc6d4\uc774 \uac78\ub9bd\ub2c8\ub2e4. \ud654\ud559\uae30\uc5c5\uc740 7\ub144 3\uac1c\uc6d4 \uc815\ub3c4\uac00 \uc18c\uc694\ub429\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc704\uc640 \uac19\uc740 EV\/EBITDA \uc9c0\ud45c\uac00 \ud0dc\uad11\uc0b0\uc5c5\uc5d0\ub294 \uc544\ubb34\ub7f0 \uc758\ubbf8\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc740 \uc778\uc218\ud558\ub294\ub370 \ub3c8\uc774 \uc804\ud600 \ub4e4\uc9c0 \uc54a\uae30<\/u><\/b> \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 EV\ub294 -3000\uc5b5\uc6d0\uc785\ub2c8\ub2e4. \uc774\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc2dc\uac00\ucd1d\uc561\uc774 \uc57d 8000\uc5b5\uc6d0\uc5d0 \ubd88\uacfc\ud55c\ub370 \ubc18\ud574, \ud0dc\uad11\uc0b0\uc5c5\uc774 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uc21c\ud604\uae08\uc774 1\uc870 1000\uc5b5\uc6d0\uc5d0 \ub2ec\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc989 <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc744 \uc778\uc218\ud558\ub294 \uc790\uc5d0\uac8c\ub294 \uc778\uc218\ube44\uc6a9\uc744 \uc9c0\uae09\ud558\uace0\ub3c4 3000\uc5b5\uc6d0\uc774 \ub0a8\ub294 \ud669\uae08\uc0c1\uc790\uac00 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4.<\/u><\/b><\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc790\uc0b0\ub0b4\uc5ed\uc744 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uba74, \uc778\uc218\uc790\ub97c \uc704\ud55c \ud669\uae08\uc0c1\uc790\uac00 \uacf3\uacf3\uc5d0 \uc228\uaca8\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uba3c\uc800, \ud0dc\uad11\uc0b0\uc5c5\uc740 \uc57d <b>1500\uc5b5\uc6d0\uc5b4\uce58\uc758 \uc0c1\uc7a5\uc8fc\uc2dd<\/b> \uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, SK\ube0c\ub85c\ub4dc\ubc34\ub4dc \uc9c0\ubd84 \uc57d 40%\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uae30\ub3c4 \ud569\ub2c8\ub2e4. <b>SK\ube0c\ub85c\ub4dc\ubc34\ub4dc \uc9c0\ubd84 40%\ub294 \uc57d 8000\uc5b5\uc6d0<\/b>\uc758 \uac00\uce58\ub97c \uac00\uc9c0\ub294\ub370 \ud0dc\uad11\uc0b0\uc5c5\uc740 \ud574\ub2f9 \uc9c0\ubd84\uc5d0 \ub300\ud55c \ub9e4\ub3c4\uccad\uad6c\uad8c(\ud48b\uc635\uc158) \uae4c\uc9c0 \uac00\uc9c0\uace0 \uc788\uc5b4 \ud0dc\uad11\uc0b0\uc5c5\uc774 \ubcf4\uc720\ud55c SK\ube0c\ub85c\ub4dc\ubc34\ub4dc \uc8fc\uc2dd\uc740 \ub2e8\uae30\uac04\uc5d0 \ud658\uae08\uc131\uc774 \ub9e4\uc6b0 \ud070 \uc790\uc0b0\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc5d0 \ub354\ud574 \ubcf8\uc5c5\uacfc \uad00\uacc4\uc5c6\uc774 \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc784\ub300, \ud22c\uc790 \ubaa9\uc801\uc73c\ub85c \ub4e4\uace0 \uc788\ub294 <b>\uc2dc\uac00 \uc57d 8000\uc5b5\uc6d0\uc5d0 \ub2ec\ud558\ub294 \ud22c\uc790\ubd80\ub3d9\uc0b0<\/b> \uc5ed\uc2dc \ub610 \ud558\ub098\uc758 \ud669\uae08\uc0c1\uc790 \uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc815\ub9ac\ud558\uba74 \ud0dc\uad11\uc0b0\uc5c5\uc774 \ub4e4\uace0 \uc788\ub294 \ub2e8\uae30 \ud658\uae08\uc131 \uc790\uc0b0\uc740 \uc21c\ud604\uae08 1\uc870 1000\uc5b5\uc744 \ub118\uc5b4 \ud0dc\uad11\uc0b0\uc5c5\uc774 \ub4e4\uace0 \uc788\ub294 1500\uc5b5\uc6d0\uc5b4\uce58\uc758 \uc0c1\uc7a5\uc8fc\uc2dd, 8000\uc5b5\uc6d0\uc5b4\uce58\uc758 SK\ube0c\ub85c\ub4dc\ubc34\ub4dc\uc8fc\uc2dd, 8000\uc5b5\uc6d0\uc5b4\uce58\uc758 \ud22c\uc790\ubd80\ub3d9\uc0b0\uc744 \uace0\ub824\ud558\uc5ec \uc57d 3\uc870\ub85c \ub2e4\uc2dc \uc0b0\uc815\ub418\uc5b4\uc57c \ud558\uba70, <b><u>\ud0dc\uad11\uc0b0\uc5c5 \uc778\uc218\uc790\uac00 \uc778\uc218\ube44\uc6a9\uc744 \uce58\ub8e8\uace0\ub3c4 \ub0a8\ub294 \ub3c8 \uc5ed\uc2dc \uc57d 2\uc870<\/u><\/b>\ub85c \uadf8 \ud06c\uae30\ub97c \ub2e4\uc2dc \uc7ac\uc5b4\ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C.\t\ucf54\ub9ac\uc544 \ub514\uc2a4\uce74\uc6b4\ud2b8\uc758 \ub2e8\uba74\uc744 \uadf9\ub2e8\uc801\uc73c\ub85c \ubcf4\uc5ec\uc8fc\ub294 \ud0dc\uad11\uc0b0\uc5c5<\/h3>\n\n<p><b><u>\uae30\uc5c5\uc744 \uc778\uc218\ud558\uba74 \uc778\uc218\ube44\uc6a9\uc744 \uc9c0\uae09\ud558\uace0\ub3c4 2\uc870\uac00 \ub0a8\ub294 \ud669\uae08\uc0c1\uc790\ub97c \uc8fc\ub294 \uae30\uc5c5.<\/u><\/b> \uadf8\ub7f0 \ud0dc\uad11\uc0b0\uc5c5\uc774\uc57c \ub9d0\ub85c \ucf54\ub9ac\uc544 \ub514\uc2a4\uce74\uc6b4\ud2b8\uc758 \ub2e8\uba74\uc744 \uadf9\ub2e8\uc801\uc73c\ub85c \ubcf4\uc5ec\uc8fc\ub294 \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc800\ud3c9\uac00\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc5d0 \uad6d\ud55c\ub41c \ubb38\uc81c\uac00 \uc544\ub2cc, \uad6d\ub0b4 \uc790\ubcf8\uc2dc\uc7a5 \uc2e0\ub8b0\ub3c4 \uc800\ud558\uc5d0 \ud06c\uac8c \uc77c\uc870\ud558\ub294 \uc0ac\ub840\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc800\ud3c9\uac00 \ubb38\uc81c\ub294 \ud0dc\uad11\uc0b0\uc5c5 \uc2a4\uc2a4\ub85c\uc5d0\uac8c\ub3c4 \uc2e0\uc8fc\ubc1c\ud589\uc744 \ud1b5\ud55c \uc790\ubcf8 \uc870\ub2ec\uc774 \uc0ac\uc2e4\uc0c1 \ubd88\uac00\ub2a5\ud574\uc9c0\ub294 \uacbd\uc601\uc0c1 \uc57d\uc810\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n<h3>2.\t\uacac\uace0\ud55c \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\ub825\uc0ac\uc5c5<\/h3>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc5d0\uc11c \ub208\uc5ec\uaca8\ubcfc \ubd80\ubd84\uc740 \uc6b0\uc218\ud55c \uc790\uc0b0\ubcf4\uc720 \ub0b4\uc5ed \ubfd0\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\ub825\uc0ac\uc5c5 \uc5ed\uc2dc \uc9c0\ub09c 10\ub144\uac04 \uacac\uace0\ud558\uac8c \uc720\uc9c0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc740 \ud654\ud559\uc12c\uc720 \uc5c5\uccb4\ub85c \uc2dc\uc791\ud588\uc9c0\ub9cc, \ud604\uc7ac\ub294 PTA\uc640 AN\uc744 \uc8fc\ub825\uc73c\ub85c \ud558\ub294 \uc11d\uc720\ud654\ud559 \uc81c\ud488\uc774 \ub9e4\ucd9c\uc758 \uc57d 75%\uc744 \ucc28\uc9c0\ud558\ub294 \uc11d\uc720\ud654\ud559\uc5c5\uccb4\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc11d\uc720\ud654\ud559\uc5c5\uacc4\uc758 \ud2b9\uc131\uc0c1 \uc6d0\uc7ac\ub8cc\ube44\uc640 \uc81c\ud488\uac00\uaca9\uc740 \ub9e4\uc6b0 \ud070 \ubcc0\ub3d9\uc728\uc744 \ubcf4\uc774\uc9c0\ub9cc, \uadf8 \ubcc0\ub3d9\uc728\uc774 \ud070 \uc6d0\uc7ac\ub8cc\ube44\uc640 \uc81c\ud488\uac00\uaca9\uc744 \uc81c\uc678\ud558\uace0 \ubcf4\uba74 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc9c4\uac00\uac00 \ub4dc\ub7ec\ub0a9\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\ub825\uc81c\ud488\uc778 PTA\uc640 AN\uc758 \uc9c0\ub09c 10\ub144\uac04\uc758 \uad6d\ub0b4\uc2dc\uc7a5\uc810\uc720\uc728\uc744 \uc0b4\ud3b4\ubcf4\uba74 PTA\uc758 \uacbd\uc6b0 2012\ub144 14.7%\uc5d0\uc11c 2021\ub144 20.3%\uae4c\uc9c0 \uafb8\uc900\ud55c \uc131\uc7a5\uc138\ub97c \ubcf4\uc5ec\uc654\uc73c\uba70, AN\uc758 \uacbd\uc6b0 \ub3d9\uc77c\uae30\uac04 \ub3d9\uc548 33.3\u00b10.7%p \ub97c \ubc97\uc5b4\ub098\uc9c0 \uc54a\uc744 \uc815\ub3c4\ub85c \uc548\uc815\uc801\uc778 \uc2dc\uc7a5\uc810\uc720\uc728\uc744 \ubcf4\uc5ec\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ub7ec\ud55c PTA\uc640 AN\uc758 <b>\uc548\uc815\uc801\uc778 \uc0dd\uc0b0\ub7c9\uacfc \ud310\ub9e4\ub7c9<\/b>\uc740 \ud0dc\uad11\uc0b0\uc5c5 \uc11d\uc720\ud654\ud559 \uc81c\ud488 \uc0dd\uc0b0 \uacf5\uc7a5\uc758 \uac00\ub3d9\uc728\uc774 10\ub144\uac04 \ud3c9\uade0 97%\uc774\uc0c1, \ucd5c\uc18c 93%\ub97c \ubcf4\uc5ec\uc654\ub2e4\ub294 \uc810\uc5d0\uc11c\ub3c4 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc740 \uadf8 <b>\ube44\uc6a9\uad6c\uc870 \uc5ed\uc2dc \ub9e4\uc6b0 \uc548\uc815\uc801<\/b>\uc785\ub2c8\ub2e4. \uc6d0\uc7ac\ub8cc\ube44\ub97c \uc81c\uc678\ud55c \ud0dc\uad11\uc0b0\uc5c5\uc758 \ube44\uc6a9\uc740 \uc9c0\ub09c 10\ub144\uac04\uc758 \ubb3c\uac00\uc0c1\uc2b9\uc5d0\ub3c4 \ubd88\uad6c 2014\ub144 5300\uc5b5 \uc774\ud6c4 \uc5f0\ud3c9\uade0 1.5%\uc758 \uac10\uc18c\uc138\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p><b><u>\uc9c0\ub09c 10\ub144\uac04 \ud0dc\uad11\uc0b0\uc5c5\uc758 \ub204\uc801 \uc601\uc5c5\uc774\uc775\uc740 \uc57d 8000\uc5b5\uc6d0<\/u><\/b>\uc73c\ub85c \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc548\uc815\uc801\uc778 \ud310\ub9e4\ub7c9, \uc0dd\uc0b0\ub7c9\uacfc \ub0ae\uc740 \ube44\uc6a9\uad6c\uc870\ub77c\ub294 \uacbd\uc7c1\ub825\uc744 \uc99d\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc740 \uc7ac\ubb34\uc548\uc815\uc131 \uc5ed\uc2dc \uacac\uace0\ud569\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uc758 \ubcc4\ub3c4 \uae30\uc900 \ubd80\ucc44\ube44\uc728\uc740 2014\ub144 \uc774\ub798\ub85c 30%\ub97c \ub118\uc740 \uc801\uc774 \uc5c6\uc73c\uba70, 2022\ub144 3\ubd84\uae30 \uae30\uc900 19.95%\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \uc774\uc790\ubc1c\uc0dd\ubd80\ucc44\ub97c \uc911\uc2ec\uc73c\ub85c \ubd84\uc11d\ud558\uc5ec\ub3c4 \ud0dc\uad11\uc0b0\uc5c5\uc758 <b>\uc21c\ubd80\ucc44\ube44\uc728\uc740 2022\ub144 3\ubd84\uae30 \uae30\uc900 -35%\uc5d0 \uc774\ub974\uba70 \uc774\uc790\ubcf4\uc0c1\ubc30\uc728\uc740 50\ubc30<\/b>\uac00 \ub118\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc885\ud569\ud558\uba74 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\ub825\uc0ac\uc5c5\uc778 \uc11d\uc720\ud654\ud559\uc81c\ud488\uc740 \uacac\uace0\ud558\uba70, \uc911\uc7a5\uae30\uc801\uc73c\ub85c \ubcfc \ub54c \ud655\uc2e4\ud55c \ud604\uae08\uc744 \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc548\uc815\uc801\uc778 \uc7ac\ubb34\uad6c\uc870\ub294 \uadf8\ub7ec\ud55c \ud604\uae08\ud750\ub984\uc744 \ub354\uc6b1 \uac15\ud654\uc2dc\ucf1c \uc90d\ub2c8\ub2e4.<\/p> \n\n<h3>3.\t\ud0dc\uad11\uc0b0\uc5c5 \uc800\ud3c9\uac00\uc758 \uc774\uc720<\/h3>\n\n<p>\uc55e\uc11c \uc0b4\ud3b4\ubcf8 \uac83\ucc98\ub7fc \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\ub825\uc0ac\uc5c5\uc740 \uacac\uace0\ud558\uace0, \uc7ac\ubb34\uad6c\uc870\ub294 \uc548\uc815\uc801\uc784\uc5d0\ub3c4 \ubd88\uad6c \ud0dc\uad11\uc0b0\uc5c5\uc758 \uae30\uc5c5\uac00\uce58\uac00 \ud0dc\uad11\uc0b0\uc5c5\uc774 \ubcf4\uc720\ud55c \uc21c\ud604\uae08 \uc758 30%\ub3c4 \uc548\ub418\ub294 \uae08\uc561\uc73c\ub85c \ud3c9\uac00\ubc1b\ub294 \uac83\uc5d0\ub294 \ub2e4\ub978 \uc885\ub958\uc758 \uc6d0\uc778\uc774 \uc788\ub2e4\uace0 \ubcf4\ub294 \uac83\uc774 \ud569\ub9ac\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub2f9\uc0ac\uac00 \ubd84\uc11d\ud55c \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc800\ud3c9\uac00\uc758 \uc6d0\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A.\t\uc8fc\uc8fc\uc5d0\uac8c \uc190\ud574\ub97c \uac15\uc694\ud558\ub294 \uc790\ubcf8\ubc30\uce58\uc815\ucc45<\/h3>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc-\ud68c\uc0ac \uac04 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc740 \uc8fc\uc8fc\uc5d0\uac8c \uc190\ud574\ub97c \uac15\uc694\ud558\uace0 \uc788\ub2e4\ub294 \ubb38\uc81c\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc8fc-\ud68c\uc0ac \uac04 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc740 \uc790\ubcf8\uc744 \uc8fc\uc8fc\ub85c \ud558\uc5ec\uae08 \uc9c1\uc811 \uc18c\uc720\ud558\uac8c \ud560 \uc9c0, \ud68c\uc0ac\ub97c \ud1b5\ud558\uc5ec \uc18c\uc720\ud558\uac8c \ud560\uc9c0\ub97c \uacb0\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud604\uc7ac <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc758 \ubc30\ub2f9\uc131\ud5a5\uc740 0.3% \uc5d0 \ubd88\uacfc<\/u><\/b>\ud558\ubbc0\ub85c \ud0dc\uad11\uc0b0\uc5c5\uc740 \ud68c\uc0ac\uc758 \uac70\uc758 \ubaa8\ub4e0 \uc790\ubcf8(99.7%)\uc744 \ub0b4\ubd80\uc5d0 \uc720\ubcf4\ud569\ub2c8\ub2e4. \uc989, <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc740 \uc8fc\uc8fc\ub85c \ud558\uc5ec\uae08 \uc624\uc9c1 \ud68c\uc0ac\ub97c \ud1b5\ud574\uc11c\ub9cc \uc790\ubcf8\uc744 \uc18c\uc720\ud558\ub3c4\ub85d<\/u><\/b> \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uc790\ubcf8\ubc30\uce58\uacb0\uc815\uc740 \ud604\uc7ac \ud0dc\uad11\uc0b0\uc5c5\uc758 \ub0ae\uc740 \uc218\uc775\uc131, \uc131\uc7a5\uc728, \ub192\uc740 \uc7ac\ubb34 \uc548\uc815\uc131\uc744 \uace0\ub824\ud560 \ub54c \ubd88\ud544\uc694\ud55c \uc218\uc900\uc774\uace0, \ud604\uc7ac\uc758 \uc8fc\uc8fc\uac00\uce58\ub97c \uace0\ub824\ud560 \ub54c \ub9e4\ud574 \uc8fc\uc8fc\uc5d0\uac8c \uc190\ud574\ub97c \uac15\uc694\ud558\ub294 \uacb0\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud68c\uc0ac\uac00 \ub9e4\ud574 \uac70\ub454 \uc218\uc775\uc744 <b>\ub0b4\ubd80\uc720\ubcf4\ub97c \ud1b5\ud558\uc5ec \uc7ac\ud22c\uc790<\/b>\ub97c \ud558\ub294 \uacbd\uc6b0\uc640 \uc8fc\uc8fc\uc5d0\uac8c \ud658\uc6d0\ud558\ub294 \uacbd\uc6b0\ub97c  \uc8fc\uc8fc\uac00\uce58 \uc785\uc7a5\uc5d0\uc11c \ube44\uad50\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uc758 \uacbd\uc6b0 \uc790\ubcf8\uc774\uc775\uc728\uacfc \uc8fc\uac00\uc218\uc775\ube44\uc728\uc758 \uacf1(ROE\u2179PER)\uc774 0.17\uc774\ubbc0\ub85c \ud0dc\uad11\uc0b0\uc5c5\uc5d0 100\ub9cc\ud07c\uc758 \uc790\ubcf8\uc744 \ud22c\uc790\ud560 \uacbd\uc6b0 \uc8fc\uc8fc\uac00\uce58\ub294 17\ub9cc\ud07c \uc99d\uac00\ub429\ub2c8\ub2e4. \uc8fc\uc8fc\uc5d0\uac8c \ud658\uc6d0\uc744 \ud558\uc600\ub2e4\uba74 100\ub9cc\ud07c\uc758 \uc8fc\uc8fc\uac00\uce58\uac00 \uc99d\uac00\ub418\uc5c8\uc744 \ud150\ub370, \uc7ac\ud22c\uc790\ub97c \ud1b5\ud558\uc5ec \uc99d\uac00\ub41c \uc8fc\uc8fc\uac00\uce58\ub294 17\uc5d0 \ubd88\uacfc\ud558\ubbc0\ub85c \ud0dc\uad11\uc0b0\uc5c5\uc758 <b><u>\uc8fc\uc8fc\ub294 \ud22c\uc790\ud560 \ub54c\ub9c8\ub2e4 \ud22c\uc790\uae08\uc758 83%\uc758 \uc190\ud574<\/u><\/b>\ub97c \ubd05\ub2c8\ub2e4. <\/p>\n\n<p>\uc2e0\uaddc\ud22c\uc790\uac00 \uc544\ub2cc \uae30\uc874 \uc790\uc0b0\uc758 \ubcf4\uc720 \ud615\ud0dc\ub77c\ub294 \uad00\uc810\uc5d0\uc11c \uc0b4\ud3b4\ubcf4\ub354\ub77c\ub3c4, \ud604\uc7ac \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uac00\uc21c\uc790\uc0b0\ube44\uc728 0.17\ubc30\ub97c \uace0\ub824\ud558\uba74 \uc8fc\uc8fc\uac00 \ubcf8\uc778\uc758 \uc790\ubcf8\uc744 \ud68c\uc0ac\ub97c \ud1b5\ud558\uc5ec \uc18c\uc720\ud560 \ud544\uc694\uc131\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \uc624\ud788\ub824 \uc8fc\uc8fc\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc744 \ud1b5\ud558\uc5ec \uc790\ubcf8\uc744 \uc18c\uc720\ud558\uc600\ub2e4\ub294 \uc774\uc720\ub85c 83%\ub9cc\ud07c\uc758 \uc190\ud574\ub97c \ubcfc \ubfd0\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ub7ec\ud55c \uc0c1\ud669\uc774\ub77c\uba74, \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\ub97c \uc704\ud558\uc5ec \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc120\ud0dd\ud574\uc57c \ud560 \uc8fc\uc8fc-\ud68c\uc0ac \uac04 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc740 \ud0dc\uad11\uc0b0\uc5c5\uc744 \ud1b5\ud574 \uc790\ubcf8\uc744 \uc18c\uc720\ud558\ub294 \uac83\uc774 \uc544\ub2cc, <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc73c\ub85c\ubd80\ud130 \uc790\ubcf8\uc744 \ud68c\uc218\ud558\uc5ec(\ubc30\ub2f9 \ub4f1) \uc8fc\uc8fc\uac00 \uc2a4\uc2a4\ub85c \uc790\ubcf8\uc744 \uc18c\uc720<\/u><\/b>\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud604\uc7ac \ud0dc\uad11\uc0b0\uc5c5\uc740 \ubaa8\ub4e0 \uc790\ubcf8\uc744 \ub0b4\ubd80\uc5d0 \uc720\ubcf4\ud558\uc5ec \uc8fc\uc8fc\ub85c \ud558\uc5ec\uae08 \uc624\uc9c1 \ud68c\uc0ac\ub97c \ud1b5\ud574\uc11c\ub9cc \uc790\ubcf8\uc744 \uc18c\uc720\ud558\ub3c4\ub85d \ud558\ub294 \uc798\ubabb\ub41c \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc744 \uc218\ub9bd \ubc0f \uc774\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \ubc1c\ud45c\ub41c \uc57d 10\uc870\uc6d0\uc758 \ub300\uaddc\ubaa8 \ud22c\uc790\uacc4\ud68d \uc5ed\uc2dc \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\uc5d0 \ub300\ud55c \uace0\ubbfc \uc5c6\ub294 \uad00\uc131\uc801 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc758 \uc77c\ud658\uc73c\ub85c \ubcf4\uc5ec\uc9d1\ub2c8\ub2e4.<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B.\t\uc720\ubcf4\uc790\uc0b0\uc758 \ube44\ud6a8\uc728\uc801 \ud65c\uc6a9 1 : \ubaa9\uc801 \uc783\uc740 \uc790\uc0b0\uc758 \ub0ae\uc740 \uc218\uc775\uc131<\/h3>\n\n<p>\uc55e\uc11c \ub9d0\uc500\ub4dc\ub9b0 \uac83\ucc98\ub7fc \ud0dc\uad11\uc0b0\uc5c5\uc740 \uc218\uc775\uc131\uacfc \uc8fc\uc8fc\uac00\uce58\uc5d0 \ub300\ud55c \uae4a\uc740 \uace0\ubbfc \uc5c6\uc774 \uad00\uc131\uc801\uc73c\ub85c \ub0b4\ubd80 \uc720\ubcf4\ub97c \ud574\uc654\uae30\uc5d0 <b>\ub9e4\uc6b0 \ub0ae\uc740 \ucd1d\uc790\uc0b0\uc774\uc775\uc728(ROA)<\/b>\ub97c \uac00\uc9d1\ub2c8\ub2e4. \ucd1d\uc790\uc0b0\uc774\uc775\uc728\uc744 \uae30\uc900\uc73c\ub85c \ud0dc\uad11\uc0b0\uc5c5\uc744 \ucf54\uc2a4\ud53c \uc0c1\uc7a5 \ud654\ud559\ud68c\uc0ac 65\uac1c\uc640 \ube44\uad50\ud574\ubcf4\uba74, \ud0dc\uad11\uc0b0\uc5c5\uc740 \ub300\ubd80\ubd84\uc758 \ud68c\uacc4\uc5f0\ub3c4\uc5d0\uc11c 65\uac1c\uc911 \ud558\uc704 40\uc704 \uc774\ud558\uc785\ub2c8\ub2e4. \ube44\uad50\ub300\uc0c1 \uae30\uc5c5\uad70\uc744 \ud0dc\uad11\uc0b0\uc5c5\uacfc \ub354\uc6b1 \ube44\uc2b7\ud55c 19\uac1c \uae30\uc5c5\uc73c\ub85c \uc881\ud600\ubcf4\uc544\ub3c4 \ud0dc\uad11\uc0b0\uc5c5\uc758 \ucd1d\uc790\uc0b0\uc774\uc775\uc728\uc740 <b>19\uac1c \uae30\uc5c5\uc911 \ud558\uc704 16, 17\uc704<\/b>\uc5d0 \uba38\ubb34\ub985\ub2c8\ub2e4. <\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc790\uc0b0 \uad6c\uc131 \ub0b4\uc5ed\uc5d0 \ud0dc\uad11\uc0b0\uc5c5\uc758 \ub0ae\uc740 \ucd1d\uc790\uc0b0\uc774\uc775\uc728\uc5d0 \ub300\ud55c \uc2e4\ub9c8\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4. <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc790\uc0b0 \uad6c\uc131 \ub0b4\uc5ed \uc911 \ub300\ubd80\ubd84\uc740 \ubcf8\uc5c5\uacfc \uad00\uacc4\uc5c6\ub294 \ube44\uc601\uc5c5\uc6a9 \uc790\uc0b0<\/u><\/b>\ub4e4\uc774 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc720\ub3d9\uc790\uc0b0 \uc911 \ube44\uc601\uc5c5\uc790\uc0b0 \uc758 \ube44\uc728\uc740 68%\ub85c 65\uac1c \ud654\ud559\uae30\uc5c5 \uc911 2\uc704\ub85c \ub192\uc73c\uba70, \ud3c9\uade0\ube44\uc728\uc778 39%\uc758 \uc57d 2\ubc30\uc5d0 \ub2ec\ud569\ub2c8\ub2e4. \ube44\uc720\ub3d9\uc790\uc0b0 \uc911 <b>\ube44\uc601\uc5c5\uc790\uc0b0 \uc758 \ube44\uc728 \uc5ed\uc2dc 78%\ub85c 65\uac1c \ud654\ud559\uae30\uc5c5 \uc911 3\uc704<\/b>\ub85c \ub192\uace0, <b>\ud3c9\uade0\ube44\uc728 41%\uc758 2\ubc30<\/b>\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc989, \ud0dc\uad11\uc0b0\uc5c5\uc740 \uc790\uc0b0\uc758 \ub300\ubd80\ubd84\uc744 \ubcf8\uc5c5\uacfc \uad00\uacc4\uc5c6\ub294 \uc790\uc0b0\uc73c\ub85c \ucc44\uc6b0\uace0 \uc788\uc73c\uba70, \uc774 \ubcf8\uc5c5\uacfc \uad00\uacc4\uc5c6\ub294 \uc790\uc0b0\ub4e4\uc774 \ud0dc\uad11\uc0b0\uc5c5\uc758 \ucd1d\uc790\uc0b0\uc774\uc775\uc728\uc744 \ub0ae\ucd94\ub294\ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C.\t\uc720\ubcf4\uc790\uc0b0\uc758 \ube44\ud6a8\uc728\uc801 \ud65c\uc6a9 2 : \ub300\uc8fc\uc8fc \ub4b7\ubc14\ub77c\uc9c0<\/h3>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc774 \ubcf4\uc720\ud55c \uc790\uc0b0\uc744 \uc5bc\ub9c8\ub098 \ub2e4\uc591\ud55c \ubc29\ubc95\uc73c\ub85c \ub300\uc8fc\uc8fc\uc758 \uc9c0\uc6d0\uc744 \uc704\ud574 \ud65c\uc6a9\ud558\uace0 \uc788\ub294\uc9c0\ub97c \ubcf8\ub2e4\uba74 \ub204\uad6c\ub77c\ub3c4 \uc65c \ud0dc\uad11\uc0b0\uc5c5\uc774 \ubcf4\uc720\ud55c \ubcf8\uc5c5\uacfc \uad00\uacc4\uc5c6\ub294 \uc790\uc0b0\ub4e4\uc774 \ud0dc\uad11\uc0b0\uc5c5\uc758 \ucd1d\uc790\uc0b0\uc774\uc775\uc728\uc744 \ub0ae\ucd94\uace0 \uc788\ub294\uc9c0 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h4>[\ud2f0\ube0c\ub85c\ub4dc \uc720\uc0c1\uc99d\uc790 \ud48b\uc635\uc158 \uc0ac\ub840]<\/h4>\n\n<p>2014\ub144 2\uc6d4 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc694 \uc790\ud68c\uc0ac \uc911 \ud558\ub098\uc600\ub358 \ud2f0\ube0c\ub85c\ub4dc\ub294 1000\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc720\uc0c1\uc99d\uc790\ub97c \ub2e8\ud589\ud569\ub2c8\ub2e4. \ud2f0\ube0c\ub85c\ub4dc\uc5d0 \ud544\uc694\ud55c 1000\uc5b5\uc6d0\uc744 \uc9c0\uae09\ud558\uace0, \ud2f0\ube0c\ub85c\ub4dc\uac00 \ubc1c\ud589\ud558\ub294 \uc2e0\uc8fc\ub97c \uac00\uc838\uac04 \uc778\uc218\uc790\ub294 IMM\ucee8\uc18c\uc2dc\uc5c4\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc IMM\ucee8\uc18c\uc2dc\uc5c4\uc740 \ud2f0\ube0c\ub85c\ub4dc\uac00 1000\uc5b5\uc6d0\uc758 \ub300\uac00\ub85c \ubc1c\ud589\ud55c \uc2e0\uc8fc \ubfd0 \uc544\ub2c8\ub77c <b>\uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5 \uc774 \ubcf4\uc720\ud558\uace0 \uc788\ub358 \ud2f0\ube0c\ub85c\ub4dc\uc758 \uae30\uc874 \ubc1c\ud589 \uc8fc\uc2dd  \uc5ed\uc2dc 1000\uc5b5\uc6d0\uc5d0 \uc778\uc218<\/b>\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc5ec\uae30\uae4c\uc9c0\uac00 \uac70\ub798\uc758 \uc804\ubd80\ub77c\uba74 \ud2f0\ube0c\ub85c\ub4dc\ub294 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc720\uce58\ub97c, \uc774\ud638\uc9c4 \ud68c\uc7a5\uc740 \uc131\uacf5\uc801\uc778 \uc77c\ubd80 \ud22c\uc790 \uc5d1\uc2dc\ud2b8\ub97c \uc774\ub904\ub0b8 \uac83\ucc98\ub7fc \ubcf4\uc774\ub098, IMM\ucee8\uc18c\uc2dc\uc5c4\uc774 \ubc1b\uc740 \uac83\uc740 2000\uc5b5\uc6d0 \uc0c1\ub2f9\uc758 \uc8fc\uc2dd\uc5d0 \ub354\ud574, <b>\uc774\ub97c \ubcf4\uc7a5\ud558\ub294 \ud574\ub2f9 \uc8fc\uc2dd\uc5d0 \ub300\ud55c \ub9e4\ub3c4\uccad\uad6c\uad8c(\ud48b\uc635\uc158)<\/b>\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub2f9\uc2dc \ud2f0\ube0c\ub85c\ub4dc\ub294 \uc720\uac00\uc99d\uad8c\uc2dc\uc7a5\uc5d0 \uc0c1\uc7a5\uc744 \ucd94\uc9c4\uc911\uc774\uc5c8\uc73c\ub098, \uc0c1\uc7a5\uc774 \uc2e4\ud328\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\ubbc0\ub85c \ud22c\uc790\uc790\uc778 IMM\ucee8\uc18c\uc2dc\uc5c4\uc5d0\uc11c \uc0c1\uc7a5\uc2e4\ud328\uc2dc \ud22c\uc790\uae08 \ud68c\uc0ac \ubc29\uc548 \ub9c8\ub828\uc744 \uc704\ud574 \ub9e4\ub3c4\uccad\uad6c\uad8c\uc744 \uc694\uad6c\ud55c \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 <b><u>\ub9e4\ub3c4\uccad\uad6c\uad8c\uc758 \uc0c1\ub300\ubc29\uc774 \ub418\ub294 \ub9e4\uc218\uc758\ubb34\uc790\uc5d0 \ub290\ub2f7\uc5c6\uc774 \ud0dc\uad11\uc0b0\uc5c5\uc774 \ub4f1\uc7a5<\/u><\/b>\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ubcf5\uc7a1\ud574 \ubcf4\uc774\ub294 \uac70\ub798\uc9c0\ub9cc \uadf8 \uc2e4\uccb4\ub294 \uac04\ub2e8\ud569\ub2c8\ub2e4. <b><u>\uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc774 \ubcf8\uc778\uc774 \ubcf4\uc720\ud558\ub358 \ud2f0\ube0c\ub85c\ub4dc \uc8fc\uc2dd\uc744 IMM\ucee8\uc18c\uc2dc\uc5c4\uc5d0 \ud314 \ub54c \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc758 \ud2f0\ube0c\ub85c\ub4dc \uc8fc\uc2dd\uc5d0 \ub300\ud574 \ubcf4\uc99d\uc744 \uc11c\uc900 \uac83<\/u><\/b>\uc774\ub098 \ub2e4\ub984\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \ubcf4\uc99d\uc11c\uac00 \ubd99\uc5b4\uc788\ub294 \uc81c\ud488\uc740 \ubcf4\uc99d \uc5c6\ub294 \uc81c\ud488\ubcf4\ub2e4 \ube44\uc2fc \uac00\uaca9\uc5d0 \ud314\ub9ac\ub294 \uac83\uc774 \ub2f9\uc5f0\ud558\ubbc0\ub85c, \uc774\ud638\uc9c4 \ud68c\uc7a5\uc740 1000\uc5b5\uc6d0\uc774\ub77c\ub294 \uc88b\uc740 \uac00\uaca9\uc5d0 \ubcf8\uc778\uc758 \uc9c0\ubd84\uc744 \ub118\uae38 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uba74\ubc00\ud558\uac8c \ub530\uc838\ubcf4\uba74, \uc774\ud638\uc9c4 \ud68c\uc7a5\uc774 \ubc1b\uc740 \ub3c8 \uc548\uc5d0\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc774 \ubcf4\uc99d\ud55c \ubcf4\uc99d\uc11c\uc758 \ub313\uac00\ub3c4 \uc788\uc73c\ubbc0\ub85c, \uc774\ud638\uc9c4 \ud68c\uc7a5\uc5d0\uac8c \ubc1b\uc740 1000\uc5b5\uc6d0 \uc911 \uc77c\ubd80\ub294 IMM\uc744 \uac70\uce58\uae34 \ud588\uc73c\ub098 \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc900 \ub3c8\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774 \uc0ac\uac74\uc740 \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc758 \uc774\ub978\ubc14 \ud669\uc81c \uc5d1\uc2dc\ud2b8 \ub17c\ub780\uc744 \ubd88\ub7ec\uc77c\uc73c\ucf30\uace0, \ud604\uc7ac \uad00\ub828\uc790\ub4e4\uc740 \ubc30\uc784 \ud610\uc758\ub85c \uac80\ucc30\uc5d0 \uace0\ubc1c\ub418\uc5b4 \uc218\uc0ac \uc911\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h4>[2022\ub144 \ud765\uad6d\uc0dd\uba85 \uc720\uc0c1\uc99d\uc790 \ubc0f \uc6b0\ud68c\uc9c0\uc6d0 \uc0ac\ub840]<\/h4>\n\n<p>2022\ub144 12\uc6d4 \ud765\uad6d\uc0dd\uba85\uc740 \uc2e0\uc885\uc790\ubcf8\uc99d\uad8c \ucf5c\uc635\uc158 \ubbf8\ud589\uc0ac \uc0ac\ud0dc\ub85c \ucd09\ubc1c\ub41c \uc704\uae30\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \uc790\ubcf8\ud655\ucda9\uc758 \ud544\uc694\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud765\uad6d\uc0dd\uba85\uc740 \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc744 \ube44\ub86f\ud55c \ud0dc\uad11\uadf8\ub8f9 \ub300\uc8fc\uc8fc \uc77c\uac00\uac00 90%\uc758 \uc9c0\ubd84\uc744 \ubcf4\uc720\ud55c \uc0ac\uc2e4\uc0c1\uc758 \uac1c\uc778\ud68c\uc0ac\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc <b>\ud765\uad6d\uc0dd\uba85\uc744 \uc790\ubcf8\ud655\ucda9\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud558\uc5ec \ub4f1\uc7a5\ud558\ub294 \ud68c\uc0ac\ub294 \uc774\ubc88\uc5d0\ub3c4 \ud0dc\uad11\uc0b0\uc5c5<\/b>\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uacfc \ud765\uad6d\uc0dd\uba85\uc740 \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc774\ub77c\ub294 \ub300\uc8fc\uc8fc\ub97c \uacf5\uc720\ud55c\ub2e4\ub294 \uc810\uc744 \uc81c\uc678\ud558\uace0\ub294 \uc544\ubb34\ub7f0 \uad00\ub828\uc774 \uc5c6\ub294 \ud68c\uc0ac\uc785\ub2c8\ub2e4. \uc9c0\ubd84\uc801\uc778 \uc5f0\uad00\uc131\ub3c4 \uc5c6\uc73c\uba70, \uc0ac\uc5c5\uc801\uc778 \uc5f0\uad00\uc131 \uc5ed\uc2dc \uc804\ud600 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7f0 \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc57d 4000\uc5b5\uc6d0\uc758 \uc720\uc0c1\uc99d\uc790\ub97c \ud1b5\ud558\uc5ec \ud765\uad6d\uc0dd\uba85\uc744 \uc9c0\uc6d0\ud558\ub824 \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub2f9\uc0ac\ub97c \ube44\ub86f\ud55c \ub9ce\uc740 <b><u>\uc8fc\uc8fc\ub4e4\ub85c\ubd80\ud130 \ub300\uc8fc\uc8fc\uc758 \uc704\uae30\ub9cc \uacf5\uc720\ud55c\ub2e4\ub294 \ube44\ud310<\/u><\/b>\uc744 \ubc1b\uace0 \uc720\uc0c1\uc99d\uc790 \ucc38\uc5ec\ub294 \ucca0\ud68c\ud588\uc73c\ub098, \ud0dc\uad11\uc0b0\uc5c5\uc740 \uacb0\uad6d \ud765\uad6d\uc0dd\uba85\uc744 \uc6b0\ud68c\uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p><b>\ud765\uad6d\uc0dd\uba85\uc774 \uac00\uc9c0\uace0 \uc788\ub358 \ud765\uad6d\ud654\uc7ac \uc9c0\ubd84 \uc57d 20%\ub97c \uc57d 500\uc5b5\uc6d0\uc5d0 \ub9e4\uc785\ud558\uba70 \ud765\uad6d\uc0dd\uba85\uc5d0 500\uc5b5\uc758 \uae34\uae09\uc790\uae08\uc9c0\uc6d0<\/b>\uc744 \ud574\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \ub54c \ud0dc\uad11\uc0b0\uc5c5\uc740 \ubc95\uc778\uc138\ubc95\uc744 \uc774\uc720\ub85c \uc0c1\uc7a5\ub418\uc5b4 \uc2dc\uc7a5\uc5d0\uc11c \uac70\ub798\ub418\uace0 \uc788\ub294 \ud765\uad6d\ud654\uc7ac\uc758 \uc8fc\uc2dd\uc744 20% \ud560\uc99d\ub41c \uae08\uc561\uc5d0 \ub9e4\uc785\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc774 2022\ub144 12\uc6d4\uc5d0 \ubc1c\ud45c\ud55c \uc57d 10\uc870\uc6d0\uc758 \ud22c\uc790\uacc4\ud68d \uc911\uc5d0 500\uc5b5\uc6d0\uc744 \ub4e4\uc5ec \uc2dc\uc7a5\uac00\uce58 \ub300\ube44 20% \ube44\uc2fc \uac00\uaca9\uc5d0 \ud765\uad6d\ud654\uc7ac\uc758 \uc9c0\ubd84\uc744 \uc0ac\uc624\ub294 \uac83\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc5c8\uc744 \uc9c0 \uc758\ubb38\uc2a4\ub7fd\uc9c0\ub9cc, \ub2f9\uc0ac\ub97c \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uc8fc\uc8fc\uc5d0\uac8c \ud0dc\uad11\uc0b0\uc5c5\uc774 \uad00\uc131\uc801\uc73c\ub85c \uc720\ubcf4\ud574\uc628 \ub0b4\ubd80 \ud604\uae08\uc774 \ub300\uc8fc\uc8fc\uc758 \uc704\uae30\ub97c \uc9c0\uc6d0\ud558\ub294 \uc77c\uc5d0\ub294 \ub9c9\ud798\uc5c6\uc774 \uc0ac\uc6a9\ub41c\ub2e4\ub294 \uc778\uc2dd\uc744 \ub0a8\uaca8\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h4>[\uace0\ub824\uc800\ucd95\uc740\ud589, \ud765\uad6d\ud654\uc7ac \ub4f1 \uae08\uc735\uc0ac \uc9c0\ubd84 \ubcf4\uc720]<\/h4>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \uae08\uc735\uacc4\uc5f4\uc0ac \uc9c0\ubd84\uc740 \ud765\uad6d\ud654\uc7ac\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uc740 \uace0\ub824\uc800\ucd95\uc740\ud589 \uc9c0\ubd84 \uc57d 20%, \ud765\uad6d\ud654\uc7ac \uc9c0\ubd84 \uc57d 40%\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uacfc \uace0\ub824\uc800\ucd95\uc740\ud589, \ud765\uad6d\ud654\uc7ac \ub4f1 \uae08\uc735\uc0ac\ub294 \uc0ac\uc5c5\uc0c1 \uc544\ubb34\ub7f0 \uc5f0\uad00\uc131\uc774 \uc5c6\uace0, \uc2dc\ub108\uc9c0 \ud6a8\uacfc\ub3c4 \uae30\ub300\ub418\uc9c0 \uc54a\ub294 \uc0ac\uc5c5\ubd84\uc57c\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uace0\ub824\uc800\ucd95\uc740\ud589\uc758 \uc9c0\ubd84\uad6c\uc870\ub294 \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc774 30%, \ud0dc\uad11\uc0b0\uc5c5\uc774 20%, \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc774 \ub300\uc8fc\uc8fc\ub85c \uc788\ub294 \ub300\ud55c\ud654\uc12c\uc774 20%\ub97c \uac01\uac01 \ubcf4\uc720\ud55c \ud615\ud0dc\uc774\uba70, \ud765\uad6d\ud654\uc7ac\ub294 \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc774 \ud765\uad6d\uc0dd\uba85\uc744 \ud1b5\ud574 39.6%, \ud0dc\uad11\uc0b0\uc5c5\uc774 39.6%\ub97c \uac01\uac01 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc774 \uace0\ub824\uc800\ucd95\uc740\ud589\uacfc \ud765\uad6d\ud654\uc7ac\uc758 \uc9c0\ubd84\uc744 \ubcf4\uc720\ud558\uba70 \uc5bb\ub294 \ub300\uac00\ub294 \uadf8 \uc790\uc0b0\uaddc\ubaa8 \ub300\ube44 \ub9e4\uc6b0 \ubbf8\ubbf8\ud569\ub2c8\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c \ud0dc\uad11\uc0b0\uc5c5\uc774 \uace0\ub824\uc800\ucd95\uc740\ud589\uacfc \ud765\uad6d\ud654\uc7ac \uc9c0\ubd84\uc744 \ud314\uc544 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc778 \uc790\uc0b0\uc73c\ub85c \ubcc0\ud658\ud558\uc9c0 \ubabb\ud558\ub294 \uc774\uc720\ub294 <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc774 \ubcf4\uc720\ud55c \uae08\uc735\uacc4\uc5f4\uc0ac \uc9c0\ubd84\uc740 \uc774\ud638\uc9c4 \uc804 \ud68c\uc7a5\uc758 \uae08\uc735\uacc4\uc5f4\uc0ac \uc9c0\ubc30\ub825\uc744 \ubcf4\uac15<\/u><\/b>\ud558\uae30 \uc704\ud558\uc5ec \ubc18\ub4dc\uc2dc \ud544\uc694\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n<h4>[\uc720\ubcf4\uc790\uc0b0\uc744 \ud1b5\ud55c \ub300\uc8fc\uc8fc \ub4b7\ubc14\ub77c\uc9c0 : \uacb0\ub860]<\/h4>\n\n<p>\uc704 \uc0ac\ub840\ub4e4\uc744 \ubcf8\ub2e4\uba74 \ub204\uad6c\ub77c\ub3c4 \ud0dc\uad11\uc0b0\uc5c5\uc774 \uadf8 \ubcf4\uc720 \uc790\uc0b0\uc744 \uc804\uccb4 \uc8fc\uc8fc\ub4e4\uc758 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\ub97c \uc704\ud574 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\ub294 \uac83\uc774 \uc544\ub2cc \ub300\uc8fc\uc8fc\uc758 \uc308\uc9d3\ub3c8\ucc98\ub7fc \uc6b4\uc6a9\ud558\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <b><u>\uc8fc\uc8fc\uc758 \uc790\ubcf8\uc774 \uc8fc\uc8fc\ub97c \uc704\ud558\uc5ec \uc6b4\uc6a9\ub418\uc9c0 \uc54a\ub294 \ud68c\uc0ac, \uc774 \uc810\uc774 \ubc14\ub85c \ud0dc\uad11\uc0b0\uc5c5 \uc800\ud3c9\uac00\uc758 \ub610 \ub2e4\ub978 \uc6d0\uc778<\/u><\/b>\uc785\ub2c8\ub2e4.<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D.\t\uc720\ub3d9\uc131 \ubd80\uc871\uc73c\ub85c \uc778\ud55c \ud560\uc778<\/h3>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 <b>\uc8fc\uac00<\/b>\ub294 22\ub144 \uae30\uc900 \uc57d <b><u>70~100\ub9cc\uc6d0<\/u><\/b>\uc73c\ub85c \uc804\uccb4 \ucf54\uc2a4\ud53c \uc0c1\uc7a5\uc8fc\uc2dd \uc57d 900\uc5ec\uac1c  \uc911 <b><u>3\ubc88\uc9f8\ub85c \ube44\uc2fc \uc8fc\uc2dd<\/u><\/b>\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uacfc\ub3c4\ud558\uac8c \ub192\uc740 \uc8fc\uc2dd\uc758 \uac00\uaca9\uc740 \uc720\ub3d9\uc131\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc774\uba70, \uc2e4\uc81c \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc2dd\uc758 \uc720\ub3d9\uc131\uc740 \uad49\uc7a5\ud788 \ub0ae\uc2b5\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc2dd\uc758 <b>\uac70\ub798\ud68c\uc804\uc728\uc740 \uc2dc\uac00\ucd1d\uc561 1\uc870\uc6d0 \uc774\uc0c1 \uae30\uc5c5 269\uac1c \uc911 \ub4a4\uc5d0\uc11c 2\uc21c\uc704<\/b>\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc790\uc0b0\uc758 \ub0ae\uc740 \uc720\ub3d9\uc131\uc740, <b><u>\uc720\ub3d9\uc131 \ub9ac\uc2a4\ud06c<\/u><\/b>\ub77c\ub294 \uc790\uc0b0\uac00\uce58\uc758 \ud560\uc778 \uc694\uc18c\uac00 \ub418\uc11c \ud0dc\uad11\uc0b0\uc5c5\uc758 \uae30\uc5c5\uac00\uce58\ub97c \ud06c\uac8c \uac10\uc18c\uc2dc\ud0a4\ub294 \uc694\uc18c\ub85c <b>\uc800\ud3c9\uac00\uc758 \ud55c \uc6d0\uc778<\/b>\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E.\t\uc18c\uacb0 : \uc800\ud3c9\uac00 \uc6d0\uc778\uc758 \uc774\ud574<\/h3>\n\n<p>\uc815\ub9ac\ud558\uba74 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc800\ud3c9\uac00\uc758 \uc6d0\uc778\uc740 <br>\n\uccab\uc9f8, \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc8fc\uc8fc\ub85c \ud558\uc5ec\uae08 \uc790\ubcf8\uc744 \ud68c\uc0ac\ub97c \ud1b5\ud574\uc11c\ub9cc \uc18c\uc720\ud558\ub3c4\ub85d\ud558\uc5ec \uc8fc\uc8fc\uc5d0\uac8c \uc190\ud574\ub97c \uac15\uc694<br>\n\ub458\uc9f8, \ube44\ud6a8\uc728\uc801 \uc790\uc0b0 \ud65c\uc6a9 \ubc0f \uacfc\ub3c4\ud55c \ube44\uc601\uc5c5\uc6a9 \uc790\uc0b0<br>\n\uc14b\uc9f8, \uc804\uccb4 \uc8fc\uc8fc\uac00 \uc544\ub2cc, \ub300\uc8fc\uc8fc\ub9cc\uc744 \uc704\ud558\uc5ec \uc6b4\uc6a9\ub418\uace0 \uc788\ub294 \uc790\uc0b0<br>\n\ub137\uc9f8, \uacfc\ub3c4\ud558\uac8c \ub192\uc740 \uc8fc\uc2dd\uac00\uaca9\uc73c\ub85c \uc778\ud55c \uc720\ub3d9\uc131 \uc800\ud558<br>\n\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uccab\uc9f8, \ub458\uc9f8, \uc14b\uc9f8\uc758 \uc6d0\uc778\uc774 \uc65c \ubc1c\uc0dd\ud588\ub294\uc9c0\ub97c \uc774\ud574\ud558\ub294 \ub370\uc5d0\ub294 \uadf8\ub9ac \ud070 \ub178\ub825\uc774 \ud544\uc694\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2e8 \ud558\ub098\uc758 \uac04\ub2e8\ud55c \uc0ac\uc2e4\ub9cc\uc744 \uc774\ud574\ud558\uba74 \uc804\uccb4\ub97c \uc774\ud574\ud558\uae30\uc5d0 \ucda9\ubd84\ud569\ub2c8\ub2e4.<\/p>\n\n<p><b><u>\ud0dc\uad11\uc0b0\uc5c5 \uacbd\uc601\uc9c4\uacfc \ub300\uc8fc\uc8fc\ub294 \uc790\ubcf8\uc774 \uc8fc\uc8fc\uc758 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc8fc\uc8fc\uac00 \ud22c\uc790\ud558\uc600\uc9c0\ub9cc \ud0dc\uad11\uc0b0\uc5c5\ub9cc\uc758 \uac83\uc774\uace0, \ub300\uc8fc\uc8fc\uac00 \ud22c\uc790\ud558\uc9c0 \uc54a\uc740 \uc790\ubcf8\ub3c4 \ub300\uc8fc\uc8fc\ub9cc\uc758 \uac83<\/u><\/b>\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc774 \uae30\uad34\ud55c \ub0b4\uc6a9\ub9cc \uc0ac\uc2e4\ub85c \ubc1b\uc544\ub4e4\uc778\ub2e4\uba74, \ubaa8\ub4e0 \uac83\uc774 \uac04\ub2e8\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc740 \uc8fc\uc8fc\uac00 \uc790\ubcf8\uc744 \ud68c\uc0ac\ub97c \ud1b5\ud574\uc11c\ub9cc \uc18c\uc720\ud558\ub3c4\ub85d \uac15\uc81c\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uadf8\uc800 \uadf8 \uc790\ubcf8\uc774 \uc8fc\uc8fc\uc758 \uac83\uc774 \uc544\ub2c8\ub77c \uacbd\uc601\uc9c4\uacfc \ub300\uc8fc\uc8fc\uc758 \uac83\uc774\ub77c \uc0dd\uac01\ud558\uc600\uae30\uc5d0 \ubcf8\uc778\ub4e4\uc774 \uc18c\uc720\ud558\uace0\uc790 \ud588\ub358 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc790\uc0b0\uc774 \ube44\ud6a8\uc728\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\uace0 \uc788\ub294 \uac83\ub3c4 \uc544\ub2d9\ub2c8\ub2e4, \ud604\uc7ac\uc758 \uc790\uc0b0 \ud65c\uc6a9\uc774 \uacbd\uc601\uc9c4\uacfc \ub300\uc8fc\uc8fc\uc5d0\uac8c \ucd5c\uace0\ub85c \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \uc8fc\uc8fc\uc5d0\uac8c \ub3cc\ub824\uc8fc\ub294 \uac83\uc740 \ub0b4 \uac83\uc744 \ub0a8\uc5d0\uac8c \uc8fc\ub294 \uac83\uc774\uae30\uc5d0 \uc218\uc775\ub960\uc740 0\uc774\uace0, \uadf8\ub7ec\ub290\ub2c8 \uc870\uae08 \uc218\uc775\uc131\uc774 \ub0ae\ub354\ub77c\ub3c4 \ube44\uc601\uc5c5\uc6a9 \uc790\uc0b0\uc744 \ubcf4\uc720\ud558\ub294 \uac83\uc774 \ud6a8\uc728\uc801\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub300\uc8fc\uc8fc\ub9cc\uc744 \uc704\ud558\uc5ec \uc6b4\uc6a9\ub418\ub294 \uc790\uc0b0\ub3c4 \ub300\uc8fc\uc8fc\ub97c \uc704\ud55c \uc0ac\uc775\ud3b8\ucde8\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uadf8 \uc790\uc0b0\uc774 \ub300\uc8fc\uc8fc\ub9cc\uc758 \uac83\uc774\ubbc0\ub85c \ub2f9\uc5f0\ud558\uace0\ub3c4 \ub9c8\ub545\ud55c \uc790\uc0b0 \uc6b4\uc6a9\uc785\ub2c8\ub2e4.<\/p>\n\n<h3>4.\t\uc800\ud3c9\uac00\uc758 \ud574\uacb0\ubc29\uc548 \u2013 \ud2b8\ub7ec\uc2a4\ud1a4\uc758 \uc81c\uc5b8<\/h3>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc790\ubcf8\uc774 \uc8fc\uc8fc\uc758 \uac83\uc778\uc9c0, \uc544\ub2c8\uba74 \uacbd\uc601\uc9c4\uacfc \ub300\uc8fc\uc8fc\uc758 \uac83\uc778\uc9c0. \uc774 \uac04\ub2e8\ud55c \uc0ac\uc2e4 \ud558\ub098\uc758 \ucc28\uc774\uac00 \ud604\uc7ac\uc758 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc800\ud3c9\uac00\ub97c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ud574\uacb0 \ubc29\ubc95 \uc5ed\uc2dc \uac04\ub2e8\ud569\ub2c8\ub2e4. <b><u>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uc774\uc0ac\ud68c\uc5d0\uac8c \ud0dc\uad11\uc0b0\uc5c5 \uc790\ubcf8\uc758 \uc8fc\uc778\uc774 \uc8fc\uc8fc\uc784\uc744 \uac00\ub974\uccd0 \uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/u><\/b><\/p>\n\n<p>\uba3c\uc800 \uc704\ubc95\ud558\uac8c \uad6c\uc131\ub41c \uc774\uc0ac\ud68c\ub97c \uc815\uc0c1\ud654\ud560 \uac83\uc744 \uc81c\uc548\ud569\ub2c8\ub2e4<\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. \uc704\ubc95\ud55c \uc774\uc0ac\ud68c\uc758 \uc815\uc0c1\ud654 \u2013 \ub300\uc8fc\uc8fc\ub97c \uc704\ud55c \uc0ac\uc678\uc774\uc0ac \ubc29\uc5b4\ub9c9 \uc313\uae30, \uc774\ub97c \uc704\ud574 22\ub144 \uc704\ubc95\ud558\uac8c \uc120\ucd9c\ub41c \uc0ac\uc678\uc774\uc0ac<\/h3>\n\n<div class=\"border\">\n\uc81c\uc548\uc0ac\ud56d : \ubd84\ub9ac\uc120\ucd9c \ubc29\uc2dd\uc744 \ud1b5\ud558\uc5ec \uac10\uc0ac\uc704\uc6d0\uc774 \ub418\ub294 \uc0ac\uc678\uc774\uc0ac\/\uae30\ud0c0\ube44\uc0c1\ubb34\uc774\uc0ac\ub97c \uc120\uc784 \n<\/div>\n\n\n<p>\uc81c\uc548\uc774\uc720 : \ud604\ud589 \uc0c1\ubc95\uc740 \ub300\uc8fc\uc8fc\uc758 \ub3c5\ub2e8\uc801 \uacbd\uc601\uc744 \ubc29\uc9c0\ud558\uace0, \uc18c\uc218\uc8fc\uc8fc\uc5d0 \uc758\ud55c \uacac\uc81c\ub97c \ubcf4\uc7a5\ud558\uae30 \uc704\ud558\uc5ec \uc774\uc0ac \ubc0f \uac10\uc0ac\uc704\uc6d0 \uc120\ucd9c \uc2dc 3%\uc758 \uc9c0\ubd84\uae4c\uc9c0\ub9cc \uc758\uacb0\uad8c\uc744 \ud589\uc0ac\ud558\ub3c4\ub85d \ud558\ub294 3%\ub8f0\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc989, <b><u>\uc774\uc0ac\ud68c \ub0b4\uc5d0\uc11c \ub300\uc8fc\uc8fc \uc774\uc678 \uc8fc\uc8fc\uc758 \ubaa9\uc18c\ub9ac\ub97c \ub300\ud45c\ud560 \uc774\uc0ac\ub97c \ucd5c\uc18c 1\uba85 \ubcf4\uc7a5<\/u><\/b>\ud558\ub824\ub294 \uac8c \uc704 \uc81c\ub3c4\uc758 \ubaa9\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n<p><b><u>\ubd84\ub9ac\uc120\ucd9c\ud558\ub294 \uc774\uc0ac\uc758 \uc218\uac00 \uba87 \uba85 \uc778\uc9c0\ub294 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc758\ubbf8<\/u><\/b>\ub97c \uac00\uc9d1\ub2c8\ub2e4. \uadf8 <b><u>\uc22b\uc790\ub97c \ud68c\uc0ac\uac00 \uace0\ubb34\uc904\ucc98\ub7fc \ubcc0\uacbd\ud560 \uc218 \uc788\ub2e4\uba74 <m>\ub300\uc8fc\uc8fc\ub294 \ub9e4 \uc8fc\uc8fc\ucd1d\ud68c\ub9c8\ub2e4 \ubb34\ud55c\uc815 \ubd84\ub9ac\uc120\ucd9c\ud558\ub294 \uc774\uc0ac\uc758 \uc22b\uc790\ub97c \uc313\uc544\ub454 \ub4a4, \uc313\uc740 \uadf8 \ud69f\uc218\ub9cc\ud07c \uc18c\uc218\uc8fc\uc8fc\uc758 \ubaa9\uc18c\ub9ac\ub97c \ub300\ud45c\ud558\ub294 \uc0ac\uc678\uc774\uc0ac\uc758 \uc120\uc784\uc744 \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/m><\/u><\/b> \uadf8\ub807\uae30\uc5d0 \uc0c1\ubc95\uc740 \ubd84\ub9ac\uc120\ucd9c\ud558\ub294 \uc774\uc0ac\uc758 \uc218\ub97c 1\uba85\uc73c\ub85c \ud2b9\uc815\ud55c \ub4a4, \uc815\uad00\uc758 \uaddc\uc815\uc5d0 \uc758\ud558\uc5ec \uc774\ub97c \ubcc0\uacbd\ud560 \uc218 \uc788\ub3c4\ub85d \uaddc\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p><b><u><m>\ud0dc\uad11\uc0b0\uc5c5<\/m>\uc774 \ubc14\ub85c \uadf8<\/u><\/b> \ubd84\ub9ac\uc120\ucd9c\ud558\ub294 \uc774\uc0ac\uc758 \uc218\ub97c \uace0\ubb34\uc904\ucc98\ub7fc \ubcc0\uacbd\ud558\uba70 \uc18c\uc218\uc8fc\uc8fc\ub97c \ub300\ud45c\ud558\ub294 \uc0ac\uc678\uc774\uc0ac\uc758 \uc120\uc784\uc744 \ub9c9\uace0\uc790 \ud558\ub294 <b><u><m>\uaf3c\uc218\ub97c \uc4f0\ub294 \ud68c\uc0ac\uc785\ub2c8\ub2e4.<\/m><\/u><\/b> <\/p>\n\n<p>\ud604\uc7ac <b>\ud0dc\uad11\uc0b0\uc5c5\uc758 \uacbd\uc6b0<\/b> \uc0c1\ubc95\uc5d0 \uc758\ud574 <b>\ubd84\ub9ac\uc120\ucd9c\ud558\ub294 \uc0ac\uc678\uc774\uc0ac\uc758 \uc218\uac00 1\uba85<\/b>\uc73c\ub85c \uc815\ud574\uc838 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 2021\ub144 \ub098\uc815\uc778 \uc0ac\uc678\uc774\uc0ac\ub97c \ubd84\ub9ac\uc120\ucd9c\ud558\uc600\uace0, 2022\ub144 \ucd5c\uc6d0\uc900 \uc0ac\uc678\uc774\uc0ac\ub97c \ubd84\ub9ac\uc120\ucd9c\ud558\uc5ec <b><u>\ucd1d 2\uba85\uc758 \uc0ac\uc678\uc774\uc0ac\ub97c \ubd84\ub9ac\uc120\ucd9c<\/u><\/b>\ud558\uc600\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud0dc\uad11\uc0b0\uc5c5\uc758 \ub098\uc815\uc778 \uc0ac\uc678\uc774\uc0ac\ub294 21\ub144 3\uc6d4 \ubd84\ub9ac\uc120\ucd9c\ub418\uc5c8\uace0, 23\ub144 3\uc6d4 \uc784\uae30\uac00 \ub9cc\ub8cc\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub098\uc815\uc778 \uc0ac\uc678\uc774\uc0ac\uc758 \ud6c4\uc784\uc790\ub97c \ubd84\ub9ac\uc120\ucd9c\ud558\uc790\ub294 \ub2f9\uc0ac\uc758 \uc8fc\uc7a5\uc5d0 \ub300\ud558\uc5ec \ud0dc\uad11\uc0b0\uc5c5\uc740 22\ub144 \ubd84\ub9ac\uc120\ucd9c\ud55c \ucd5c\uc6d0\uc900 \uc0ac\uc678\uc774\uc0ac\uac00 \uc788\uc74c\uc744 \uc774\uc720\ub85c \ub2f9\uc0ac\uc758 \uc81c\uc548\uc774 \ubd80\uc801\ubc95\ud558\ub2e4\uace0 \ud558\uba70 \uc774\ub97c \uac70\uc808\ud558\uc600\uc2b5\ub2c8\ub2e4. <b><u>\ud0dc\uad11\uc0b0\uc5c5 \uc2a4\uc2a4\ub85c\ub294 22\ub144 \ucd5c\uc6d0\uc900 \uc0ac\uc678\uc774\uc0ac\ub97c \ubd84\ub9ac\uc120\ucd9c \ud560 \ub2f9\uc2dc, \ubd84\ub9ac\uc120\ucd9c\ub41c \uc774\uc0ac\uac00 1\uba85 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub610 \ub2e4\ub978 \uc0ac\uc678\uc774\uc0ac\ub97c \ubd84\ub9ac\uc120\ucd9c\ud558\uc600\uc73c\uba74\uc11c\ub3c4, \uac19\uc740 \ub0b4\uc6a9\uc744 \ub2f9\uc0ac\uac00 \uc81c\uc548\ud558\uc790 \ubd84\ub9ac\uc120\ucd9c\ub41c \uc774\uc0ac\uac00 \uc788\uc74c\uc744 \ud551\uacc4\ub85c \uc81c\uc548\uc744 \uac70\ubd80\ud55c \uac83\uc785\ub2c8\ub2e4.<\/u><\/b><\/p>\n\n<p>\uc8fc\uc8fc\uc758 \uc815\ub2f9\ud55c \uad8c\ub9ac\uc778 <b><u>\uc8fc\uc8fc\uc81c\uc548 \uc870\ucc28\ub3c4 \ud0dc\uad11\uc0b0\uc5c5\uc740 \uadf8 \uc81c\uc548\uc790\uac00 \ub300\uc8fc\uc8fc\uc778\uc9c0 \uc544\ub2cc\uc9c0\uc5d0 \ub530\ub77c \ucc28\ubcc4\ud558\uc5ec \uc548\uac74\uc0c1\uc815 \uc790\uccb4\ub97c \uc6d0\ucc9c\ubd09\uc1c4\ud558\ub824\ub294 \ud589\ud0dc<\/u><\/b>\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p><b><u>\uadf8\ub7ec\ub098 \ub2f9\uc0ac\uac00 <m>\ubc95\ubb34\ubd80 \uc0c1\uc0ac\ubc95\ubb34\uacfc\uc758 \uc720\uad8c\ud574\uc11d\uc744<\/m> \ud1b5\ud574 \ud655\uc778\ud55c \ubc14\uc5d0 \ub530\ub974\uba74, \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc544\ubb34\ub7f0 \uadfc\uac70 \uc5c6\uc774 2\ubc88\uc9f8\ub85c \ubf51\uc740 <m>\ucd5c\uc6d0\uc900 \uc0ac\uc678\uc774\uc0ac\ub294 \ubc95\ub839\uacfc \uc815\uad00\uc5d0 \uc704\ubc18\ud558\uc5ec \uc120\uc784\ub41c \uc0ac\uc678\uc774\uc0ac<\/m><\/u><\/b>\uc785\ub2c8\ub2e4. <b>\ub610\ud55c, 2\ubc88\uc9f8\ub85c \ubf51\ud78c <m>\ucd5c\uc6d0\uc900 \uc0ac\uc678\uc774\uc0ac\uc758 \uacbd\uc6b0 \ubd84\ub9ac\uc120\ucd9c\uc758 \uc9c0\uc704\uac00 \uc804\ud600 \uc778\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/m> <\/b><\/p>\n\n<p>\ub530\ub77c\uc11c \uc624\ub294 23\ub144 3\uc6d4 \uc801\ubc95\ud558\uac8c \ubd84\ub9ac\uc120\ucd9c \ub41c \ub098\uc815\uc778 \uc0ac\uc678\uc774\uc0ac\uc758 \uc784\uae30\ub9cc\ub8cc \uc774\ud6c4, <b>\ud0dc\uad11\uc0b0\uc5c5\uc5d0\ub294 \ub354\uc774\uc0c1 \uc801\ubc95\ud558\uac8c \ubd84\ub9ac\uc120\ucd9c\ub41c \uc0ac\uc678\uc774\uc0ac\uac00 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c <u>\ud0dc\uad11\uc0b0\uc5c5\uc740 23\ub144 \uc8fc\uc8fc\ucd1d\ud68c\uc5d0\uc11c \ubd84\ub9ac\uc120\ucd9c \ubc29\uc2dd\uc5d0 \uc758\ud55c \uc0ac\uc678\uc774\uc0ac\ub97c 1\uba85 \uc120\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. <\/u><\/b><\/p>\n\n<p><i>\uc774\uc5b4 \ud0dc\uad11\uc0b0\uc5c5 \uc774\uc0ac\ud68c\uc5d0 \ubcc0\ud654\ub97c \uac00\uc838\uc62c \ub3c5\ub9bd\uc131\uacfc \uc804\ubb38\uc131\uc774 \uc788\ub294 \uc0ac\uc678\uc774\uc0ac \ud6c4\ubcf4\ub97c \uc81c\uc548\ud569\ub2c8\ub2e4.<\/i><\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. \ub3c5\ub9bd\uc131\uacfc \uc804\ubb38\uc131\uc774 \uc788\ub294 \uc0ac\uc678\uc774\uc0ac \ud6c4\ubcf4\uc81c\uc548<\/h3>\n\n<div class=\"border\">\n\uc81c\uc548\uc0ac\ud56d : \uac10\uc0ac\uc704\uc6d0\uc774 \ub418\ub294 \uc0ac\uc678\uc774\uc0ac\/\uae30\ud0c0\ube44\uc0c1\ubb34\uc774\uc0ac \ud6c4\ubcf4\ub85c \uc870\uc778\uc2dd \uc804 \uad6d\ubbfc\uc5f0\uae08 CIO \uc9c1\ubb34\ub300\ub9ac\ub97c \uc81c\uc548(\ubd84\ub9ac\uc120\ucd9c) \n<\/div>\n\n<p>\uc81c\uc548\uc774\uc720 : \ud604\uc7ac \ud0dc\uad11\uc0b0\uc5c5 \uc774\uc0ac\ud68c\uc5d0 \uac00\uc7a5 \ud544\uc694\ud55c \ub355\ubaa9\uc740 \uc0ac\uc678\uc774\uc0ac\uc758 \ub3c5\ub9bd\uc131\uacfc \uc790\ubcf8\ubc30\uce58\uc5d0 \ub300\ud55c \uc804\n\ubb38\uc131 \uadf8\ub9ac\uace0 \uc804\uccb4 \uc8fc\uc8fc\ub97c \uc704\ud55c \ucda9\uc2e4\ud568 \uc785\ub2c8\ub2e4. \ud604\uc7ac\uc758 \uc0ac\ub0b4\uc774\uc0ac \uc9c4\uc740 \ub300\uc8fc\uc8fc\ub97c \uc81c\uc678\ud55c \uc8fc\uc8fc\uc758 \uc774\n\ud574\uad00\uacc4\uc5d0 \uc544\ubb34\ub7f0 \uad00\uc2ec\uc774 \uc5c6\uc73c\uba70 \uc8fc\uc8fc\uc758 \ubaa9\uc18c\ub9ac\ub97c \ub4e4\uc744 \uc900\ube44\uc870\ucc28 \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc774\ub7ec\ud55c \uc0ac\ub0b4\uc774\uc0ac\ub4e4\uc744 \uacac\uc81c\ud558\uace0, \uc774\uc0ac\ud68c\uc5d0\uc11c \uc804\uccb4 \uc8fc\uc8fc\ub4e4\uc744 \uc704\ud55c \uc62c\ubc14\ub978 \ubaa9\uc18c\ub9ac\ub97c \ub0b4\ub824\uba74 \uc0c8\ub86d\uac8c \uc120\uc784\ub420 \uac10\uc0ac\uc704\uc6d0\uc774 \ub420 \uc0ac\uc678\uc774\uc0ac\/\uae30\ud0c0\ube44\uc0c1\ubb34\uc774\uc0ac \ud6c4\ubcf4\uc790\uc5d0\uac8c\ub294 \uc774\uc0ac\ud68c\uc758 \uc5ed\ud560\uc5d0 \ub300\ud55c \ud655\uace0\ud55c \uc758\uc2dd\uacfc \uc774\ub97c \uc2e4\ud589\ud560 \uc758\uc9c0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub2f9\uc0ac\uac00 \ucd94\ucc9c\ud558\ub294 <b><u>\uc870\uc778\uc2dd \ud6c4\ubcf4\ub294 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \uae30\uae08\uc6b4\uc6a9\ubcf8\ubd80\uc5d0 \uc7ac\uc784\ud558\uba70 \uae30\uae08\uc6b4\uc6a9\ubcf8\ubd80\uc7a5(CIO) \uc9c1\ubb34\ub300\ub9ac\ub97c \uc218\ud589<\/u><\/b>\ud558\uc5ec \uae30\uc5c5\uc758 \uc62c\ubc14\ub978 \uc9c0\ubc30\uad6c\uc870\uc640 \uc774\uc0ac\ud68c\uc758 \uc5ed\ud560\uc5d0 \ub300\ud55c \ud655\uace0\ud55c \uc758\uc2dd\uacfc \uc774\ub97c \uc2e4\ud589\ud560 \uc758\uc9c0\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, NH\ub18d\ud611\uc0dd\uba85\uc5d0\uc11c CIO\ub97c \uc5ed\uc784\ud558\ub294 \ub4f1 \uc790\uc0b0\uc758 \uc6b4\uc6a9\uacfc \uc7ac\ubb34\uc801\uc778 \ub2a5\ub825\uc774 \ub6f0\uc5b4\ub098 \ud604\uc7ac \ud0dc\uad11\uc0b0\uc5c5\uc5d0\uac8c \ud544\uc694\ud55c \uc790\uc0b0\uc758 \uc6b4\uc601\uc5d0 \ub300\ud55c \uc804\ubb38\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\uac00 \ucd94\ucc9c\ud558\ub294 \ud6c4\ubcf4\uc790\uc5d0 \uad00\ud55c \uc790\uc138\ud55c \uacbd\ub825\uc0ac\ud56d\uc740 \ub2f9\uc0ac\uc758 \ubcc4\ub3c4\uc790\ub8cc\ub97c \ucc38\uace0\ud574 \uc8fc\uc2ed\uc2dc\uc624.<\/p> \n\n<p><i>\ubcc0\ud654\ub41c \uc774\uc0ac\ud68c\uc640 \ud568\uaed8 \uc8fc\uc8fc\uc640 \ud68c\uc0ac \uac04\uc758 <b><u>\uc790\ubcf8 \ubc30\uce58 \uc815\ucc45\uc744 \uc6d0\uc810\uc5d0\uc11c \uc7ac\uac80\ud1a0<\/u><\/b>\ud560 \uac83\uc744 \uc81c\uc548\ud569\ub2c8\ub2e4. \uc8fc\uc8fc\uac00 \ud68c\uc0ac\ub97c \ud1b5\ud574 \uc18c\uc720\ud558\uba74 \uc790\ubcf8\uc758 83%\ub97c \uc190\ud574\ubcf4\ub294 \uc0c1\ud66913 \uc774 \uc720\uc9c0\ub41c\ub2e4\uba74 <b><u>\uc62c\ubc14\ub978 \uc790\ubcf8\ubc30\uce58 \uc815\ucc45\uc740 \uc790\ubcf8\uc744 \ud68c\uc0ac\ub85c\ubd80\ud130 \ud68c\uc218\ud558\uc5ec \uc8fc\uc8fc\uac00 \uc9c1\uc811 \uc790\ubcf8\uc744 \uc18c\uc720\ud558\ub294 \uac83<\/u><\/b>\uc785\ub2c8\ub2e4.<\/i><\/p> \n\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc758 \ubcc0\uacbd : \uc911\uae30 \uc8fc\uc8fc\ud658\uc6d0\uc815\ucc45 \uc218\ub9bd \ubc0f \uc790\uc0ac\uc8fc\ub97c \ud1b5\ud55c \uc790\ubcf8 \uc8fc\uc8fc\ud658\uc6d0<\/h3>\n\n<div class=\"border\">\n\uc81c\uc548\uc0ac\ud56d1 : \uc911\uae30 \ubc30\ub2f9\uc131\ud5a5\uc744 \ub2f9\uae30 \ubcc4\ub3c4\uc21c\uc774\uc775 \uae30\uc900 \ucd5c\uc18c 20% ~ \ucd5c\ub300 40%\ub85c \uc124\uc815 \ubc0f \uc774\ud589<br>\n\uc81c\uc548\uc0ac\ud56d2 : \uc8fc\uc8fc\uac00\uce58 \uc800\ud3c9\uac00\ub97c \uace0\ub824, \ud55c\uc2dc\uc801\uc778 \uc790\uc0ac\uc8fc \ub9e4\uc785, \uc18c\uac01 \uc815\ucc45 \uc218\ub9bd \ubc0f \uc774\ud589. \uc18c\uac01 \uaddc\ubaa8 \ub2f9\uae30 \ubcc4\ub3c4\uc21c\uc774\uc775 \uae30\uc900 10% \n<\/div>\n\n<p>\uc81c\uc548\uc774\uc720 : \uacbd\uc601\uc9c4\uacfc \ud68c\uc0ac\uc758 \uac00\uc7a5 \uc911\uc694\ud55c \ubaa9\ud45c \uc911 \ud558\ub098\ub294 \uc8fc\uc8fc\uac00\uce58\uc758 \uc81c\uace0\uc774\ubbc0\ub85c, \uadf8\ub4e4\uc758 \uc8fc\uc694\ud55c \uc784\ubb34 \uc911 \ud558\ub098\ub3c4 \uc8fc\uc8fc\uac00\uce58\ub97c \uc81c\uace0\ud560 \uc218 \uc788\ub294 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc744 \uc218\ub9bd \ubc0f \uc774\ud589\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p> \n\n<p>\uadf8\ub7ec\ub098, \uc8fc\uc8fc\uac00\uce58\ub97c \uc704\ud55c \uacbd\uc601\uc9c4\uc758 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc5d0 \uc804\uc81c\uac00 \ub418\ub294 \uac83\uc774 \uc788\uc73c\ub2c8 <b><u>\ubc14\ub85c \u201c\uc8fc\uc8fc-\ud68c\uc0ac \uac04\uc758 \uc2e0\ub8b0\u201d<\/u><\/b>\uc785\ub2c8\ub2e4. \uacbd\uc601\uc9c4\uc774 \uc8fc\uc8fc\uc758 \ucda9\uc2e4\ud55c \ub300\ub9ac\uc778\uc774\ub77c\ub294 \ubbff\uc74c\uc774 \uc788\uace0 \ub098\uc11c\uc57c \uadf8\ub4e4\uc758 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc5d0 \ub300\ud55c \ud3c9\uac00\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub610\ud55c, \uc8fc\uc8fc\uac00\uce58\ub97c \uc704\ud55c \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc740 \uac01\uac01\uc758 \uc0b0\uc5c5\ub9c8\ub2e4 \ud68c\uc0ac\ub9c8\ub2e4 \ub2ec\ub77c \uc815\ub2f5\uc774 \uc788\ub294 \ubb38\uc81c\ub294 \uc544\ub2d9\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc9c0\ub09c 10\ub144\uc744 \ud1b5\ud574 99.7%\uc758 \uc720\ubcf4\uc728, 0.3%\uc758 \uc8fc\uc8fc\ud658\uc6d0\uc728\uc774 \uc815\ub2f5\uc774 \uc544\ub2d8\uc740 \uba85\ud655\ud558\uac8c \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc0ac\ub77c\uc9c4 \uc8fc\uc8fc-\ud68c\uc0ac \uac04 \uc2e0\ub8b0\ub3c4\ub97c \uc704\ud574\uc11c\ub3c4, \uc9c0\ub09c 10\ub144\uac04\uc758 \uc2e4\ud328\uc5d0\uc11c \uc5bb\uc740 \uacbd\ud5d8\uc5d0 \uae30\ubc18\ud574\uc11c\ub3c4 \uc8fc\uc8fc \uac00\uce58\uc81c\uace0\ub97c \uc704\ud55c <b><u>\uc62c\ubc14\ub978 \uc790\ubcf8\ubc30\uce58\uc815\ucc45\uc774 \uc8fc\uc8fc\uc5d0\uac8c\ub85c\uc758 \uc790\ubcf8\ud658\uc6d0\uc784\uc740 \uba85\ubc31\ud569\ub2c8\ub2e4.<\/u><\/b><\/p>\n\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c, \ub2f9\uc0ac\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\ub85c\uc368 \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc55e\uc73c\ub85c\uc758 \ubbf8\ub798 \uba39\uac70\ub9ac\ub97c \uc704\ud558\uc5ec \ub300\uaddc\ubaa8\uc758 \ud22c\uc790\ub97c \ud560 \ud544\uc694\uc131\uc774 \uc788\ub2e4\ub294 \uc810\uc5d0 \ub300\ud574\uc11c\ub3c4 \uacf5\uac10\ud569\ub2c8\ub2e4. \uc774\uc5d0 <b><u>\ubbf8\ub798\uc758 10\ub144\uc744 \uc704\ud558\uc5ec \ud0dc\uad11\uc0b0\uc5c5\uc5d0 \ud22c\uc790\uc790\ubcf8\uc758 \ud544\uc694\uc131\uc774 \uc788\uc73c\ubbc0\ub85c \ud0dc\uad11\uc0b0\uc5c5\uc5d0 50% \uc774\uc0c1\uc758 \uc790\ubcf8\uc744 \uc720\ubcf4<\/u><\/b>\ud558\uace0\uc790 \ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub530\ub77c\uc11c, \ub2f9\uc0ac\ub294 \ud0dc\uad11\uc0b0\uc5c5\uacfc \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\ubd84\ub4e4\uc5d0\uac8c \ucd5c\ub300 50%\uc758 \uc790\ubcf8\ud658\uc6d0\uc728\uc740 \uc81c\uc548\ud569\ub2c8\ub2e4. <\/p>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. \uc8fc\uc8fc\uac00 \uc62c\ubc14\ub978 \uacb0\uc815\uc744 \ud560 \uc218 \uc788\ub3c4\ub85d IR\ub4f1\uc744 \ud1b5\ud55c \uc815\ubcf4\uc81c\uacf5<\/h3>\n\n<div class=\"border\">\n\uc81c\uc548\uc0ac\ud56d : \uc77c\ubc18\uc8fc\uc8fc \ub300\uc0c1 \uc815\uae30\uc801 IR \ub4f1\uc744 \ud1b5\ud574 \uacbd\uc601\uc9c4\uc758 \uacbd\uc601\ubaa9\ud45c, \uc0ac\uc5c5\ud604\ud669 \ub4f1\uc744 \uc790\ubcf8\uc2dc\uc7a5 \uc8fc\uc8fc\ub4e4\uc5d0\uac8c \uc0c1\uc138\ud788 \uc124\uba85\ud560 \uac83 \n<\/div>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. \ud68c\uc0ac \ub0b4 \uc790\uc0b0\uc758 \uc218\uc775\uc131 \uc810\uac80 \ubc0f \uc800\uc218\uc775 \uc790\uc0b0 \ucc98\ubd84<\/h3>\n\n<div class=\"border\">\n\uc81c\uc548\uc0ac\ud56d : \ud68c\uc0ac \ub0b4 \uae08\uc735\uc790\uc0b0, \ud0c0\ud68c\uc0ac\ubcf4\uc720 \uc9c0\ubd84, \ud22c\uc790\ubd80\ub3d9\uc0b0 \ub4f1\uc758 \ubcf4\uc720 \ud544\uc694\uc131 \ubc0f \uc218\uc775\uc131\uc744 \uc810\uac80 \ud558\uace0 \ubd88\ud544\uc694\uc790\uc0b0\uc744 \ucc98\ubd84\ud560 \uac83\n<\/div>\n\n<h3>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. \uc561\uba74\ubd84\ud560\uc744 \ud1b5\ud55c \uc8fc\uc2dd \uc720\ub3d9\uc131 \uc81c\uace0<\/h3>\n\n<div class=\"border\">\n\uc81c\uc548\uc0ac\ud56d : \uc561\uba74\uac00\ub97c \ud604\uc7ac\uc758 1\/10\ub85c \ud558\ub294 \uc561\uba74\ubd84\ud560\uc744 \uc2e4\uc2dc\ud560 \uac83 \n<\/div>\n\n<p>\uc81c\uc548\uc774\uc720 : \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc2dd\uc758 \uac70\ub798\ud68c\uc804\uc728\uc740 \uc2dc\uac00\ucd1d\uc561 1\uc870\uc6d0 \uc774\uc0c1 \uae30\uc5c5 269\uac1c \uc911 \ub4a4\uc5d0\uc11c 2\uc21c\uc704\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c <b>\ub0ae\uc740 \uc720\ub3d9\uc131\uc774 \ud0dc\uad11\uc0b0\uc5c5 \uc800\ud3c9\uac00 \uc6d0\uc778<\/b> \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 <b>\ud0dc\uad11\uc0b0\uc5c5\uc740 \ub2f9\uc0ac\uc758 \uc561\uba74\ubd84\ud560 \uc694\uad6c<\/b>\uc5d0 \ub300\ud558\uc5ec \uc561\uba74\ubd84\ud560 \uc790\uccb4\ub294 \uae30\uc5c5\uac00\uce58\uc758 \ubcc0\ud654\ub97c \ubd88\ub7ec\uc77c\uc73c\ud0a4\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud558\uba70 \uc774\ub97c <b>\uac70\uc808<\/b>\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7ec\ub098 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc774\ub7ec\ud55c \uc8fc\uc7a5\uc740 \uc720\ub3d9\uc131 \ub9ac\uc2a4\ud06c\ub77c\ub294 <b>\uae30\uc5c5\uac00\uce58 \ud560\uc778\uc694\uc18c\ub97c \ucca0\uc800\ud558\uac8c \ubb34\uc2dc<\/b>\ud558\uace0, \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc2dd\uc744 \uc720\ub3d9\uc131 \ud568\uc815\uc5d0 \ube60\ub728\ub824 \uc2e0\uaddc \uc8fc\uc8fc\uc758 \uc9c4\uc785\uc744 \ucc28\ub2e8\ud558\ub824\ub294 \ubaa9\uc801 \uc544\ub798 \uc8fc\uc8fc\uc758 \uc694\uad6c\ub97c \ud68c\ud53c\ud558\ub824\ub294 \ubcc0\uba85\uc5d0 \uc9c0\ub098\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub2f9\uc0ac\uac00 \ubd84\uc11d\ud55c \ubc14\uc5d0 \ub530\ub974\uba74 2018\ub144\ubd80\ud130 \ud604\uc7ac\uae4c\uc9c0 \uc8fc\uc2dd \uc561\uba74\ubd84\ud560\uc744 \ud55c \uae30\uc5c5\ub4e4 \uc911 \uc6d4\ud3c9\uade0 \ud68c\uc804\uc728\uc774 10 \uc774\ud558\uc778 \uc800\uc720\ub3d9\uc131 \uae30\uc5c5\ub4e4\uc758 \uacbd\uc6b0 \uac70\ub798\ud68c\uc804\uc728\uc774 \ud3c9\uade0\uc801\uc73c\ub85c 326% \uc99d\uac00\ud558\uc600\uace0 \ubd84\ud560\ube44\uc728 1:2, 1:5, 1:10 \uc911 \ud2b9\ud788 <b><u>1:10\uc758 \ube44\uc728\ub85c \uc561\uba74\ubd84\ud560\uc774 \uc774\ub8e8\uc5b4\uc9c4 \uacbd\uc6b0 \uac70\ub798\ud68c\uc804\uc728\uc774 \ud3c9\uade0\uc801\uc73c\ub85c 795% \uc99d\uac00<\/u><\/b>\ub418\uc5b4 \uc720\ub3d9\uc131 \ub9ac\uc2a4\ud06c\uac00 \ud574\uc18c\ub418\uace0 \uae30\uc5c5\uac00\uce58\uac00 \uc0c1\uc2b9\ud558\ub294 \ubaa8\uc2b5\uc744 \ubd84\uba85\ud558\uac8c \uad00\ucc30\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ub530\ub77c\uc11c \ub2f9\uc0ac\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc774 \ud604\uc7ac \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc2dd\uc5d0 \ub0ae\uc740 \uc720\ub3d9\uc131\uc774\ub77c\ub294 \uae30\uc5c5\uac00\uce58 \ud560\uc778 \uc694\uc18c\uac00 \uc788\uc74c\uc744 \ubd84\uba85\ud558\uac8c \uc9c1\uc2dc\ud558\uace0, \uc774\ub97c \ud574\uacb0\ud558\ub294 \uac00\uc7a5 \uc801\uc808\ud55c \uc218\ub2e8\uc778 \uc561\uba74\ubd84\ud560\uc744 \uc2e4\uc2dc\ud560 \uac83\uc744 \uc81c\uc548\ud569\ub2c8\ub2e4.<\/p>\n\n<p>&nbsp;<\/p>\n<p class=\"text-center\">\uac10\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p class=\"text-center\">\uc704 \uc804\ubb38\uc740 \ud2b8\ub7ec\uc2a4\ud1a4 \uc790\uc0b0\uc6b4\uc6a9 \ud648\ud398\uc774\uc9c0\uc5d0 \uae30\uc7ac\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4<br>\n<b>\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9<\/b><br>\n<img decoding=\"async\" src=\"https:\/\/www.trustonasset.com\/wp-content\/themes\/NEW-TRUSTON\/images\/logo.png\"><\/p>\n\n<style>\ndiv.border{border: 1px solid #828282;padding: 1em;margin: 1em 0;}\nm{\n\tbackground-color: #cfcfcf;\n}\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\ubd84\ub4e4\uacfc \ud0dc\uad11\uc0b0\uc5c5\uc5d0\uac8c \ubcf4\ub0b4\ub294 \uc11c\ud55c &nbsp; \ub2f9\uc0ac \ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9\uc740 2023\ub144 2\uc6d4 9\uc77c \ud604\uc7ac \ud0dc\uad11\uc0b0\uc5c5 \ubc1c\ud589\uc8fc\uc2dd 5.88%\uc5d0 \ud574\ub2f9\ud558\ub294 65,471\uc8fc \ub97c \ubcf4\uc720\ud55c \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc8fc\uc758 \uc77c\uc6d0\uc785\ub2c8\ub2e4. \ud0dc\uad11\uc0b0\uc5c5\uc758 \uc8fc\uc8fc\ub85c\uc11c \ub2f9\uc0ac\uc758 \ubaa9\uc801\uc740 \ud0dc\uad11\uc0b0\uc5c5\uc758 \uacbd\uc81c\uc801 \ubc88\uc601\uacfc, \uadf8\uc640 \ud568\uaed8\ud558\ub294 \ud0dc\uad11\uc0b0\uc5c5 \uc8fc\uc8fc\ub4e4\uc758 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\uc785\ub2c8\ub2e4. 1. \ud0dc\uad11\uc0b0\uc5c5\uc758 \ubcf8\uc9c8\uc801 \uac00\uce58 \ub300\ube44 \uc800\ud3c9\uac00\ub41c \uc8fc\uc8fc\uac00\uce58 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. \uc8fc\uac00\uc21c\uc790\uc0b0\ubc30\uc728(PBR) \ube44\uad50 \ub2f9\uc0ac\ub294 \ud0dc\uad11\uc0b0\uc5c5\uc774 \uc774\ub8ec \uacbd\uc81c\uc801 \ubc88\uc601\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uadf8\uc5d0 \uc0c1\uc751\ud558\uc5ec\uc57c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[177],"tags":[],"class_list":["post-39200","post","type-post","status-publish","format-standard","hentry","category-teakang"],"acf":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p4Dosw-acg","_links":{"self":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/39200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39200"}],"version-history":[{"count":20,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/39200\/revisions"}],"predecessor-version":[{"id":39259,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/39200\/revisions\/39259"}],"wp:attachment":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}