{"id":37619,"date":"2022-08-22T11:21:52","date_gmt":"2022-08-22T02:21:52","guid":{"rendered":"https:\/\/www.trustonasset.com\/?post_type=ta_fund&p=37619"},"modified":"2026-04-01T09:49:38","modified_gmt":"2026-04-01T00:49:38","slug":"tdf2050%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95","status":"publish","type":"ta_fund","link":"https:\/\/www.trustonasset.com\/?ta_fund=tdf2050%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95","title":{"rendered":"\ud2b8\ub7ec\uc2a4\ud1a4 \uc801\uaca9 TDF2050 \uc99d\uad8c\uc790\ud22c\uc790\uc2e0\ud0c1[\ud63c\ud569-\uc7ac\uac04\uc811\ud615]"},"content":{"rendered":"

\ud22c\uc790\ud3ec\uc778\ud2b8<\/strong><\/p>\n

\ud558\ub098. \uc0dd\uc560\uc8fc\uae30 \uae00\ub85c\ubc8c\uc790\uc0b0\ubc30\ubd84\uc5d0 \uae00\ub77c\uc774\ub4dc \ubc34\ub4dc\ub97c \ub354\ud574 \uc2dc\uc7a5\ub300\uc751 \ubc0f \uc704\ud5d8\uad00\ub9ac \uac15\ud654<\/span><\/p>\n

– \ub2e8\uc77c \uae00\ub77c\uc774\ub4dc \ud328\uc2a4\uac00 \uc544\ub2cc, \uad6d\uba74\ud310\ub2e8\uc5d0 \ub530\ub77c \uc2dc\uc7a5\ub300\uc751\ub825\uacfc \uc720\uc5f0\uc131\uc744 \ub192\uc778 \uae00\ub77c\uc774\ub4dc \ubc34\ub4dc \uad6c\uc870<\/p>\n

– \uc740\ud1f4\uc2dc\uc810\uc5d0 \uadfc\uc811\ud560\uc218\ub85d \uc704\ud5d8\uc790\uc0b0\uc758 \uad6d\uba74\ubcc4 \ud5c8\uc6a9\ubc94\uc704\ub97c \ucd95\uc18c, \uc740\ud1f4\uc2dc\uc810 \uc774\ud6c4\uc5d0\ub294 \uad6d\uba74\ud310\ub2e8 \uc801\uc6a9\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc778\ucef4\uc790\uc0b0 \uc911\uc2ec\uc73c\ub85c \uc6b4\uc6a9\ud558\uc5ec \ud604\uae08\uc218\uc775 \ucd94\uad6c<\/p>\n

\ub458. \uc740\ud1f4\uc790\uae08 \ub9c8\ub828\uc744 \uc704\ud55c \ubaa9\ud45c \uae30\ubc18(Goal-based) \uae00\ub77c\uc774\ub4dc \ud328\uc2a4 \uc218\ub9bd<\/span><\/p>\n

– \ube14\ub799\ubc15\uc2a4\uac00 \uc544\ub2cc, \uc678\ubd80 \ud1b5\uacc4\ub97c \ud65c\uc6a9\ud558\uc5ec \ud22c\uc790\ubaa9\ud45c\ub97c \uc218\ub9bd\ud558\uace0 \ubaa9\ud45c\ub2ec\uc131\uc744 \uc704\ud55c \uc790\uc0b0\ubc30\ubd84 \ub3c4\ucd9c<\/p>\n

– \uc2dc\uc7a5\uc0c1\ud669 \ubcc0\ud654\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uc5ec \ud544\uc694\uc2dc \uae00\ub77c\uc774\ub4dc \ud328\uc2a4 \uc870\uc815<\/p>\n

\uc14b. \uc800\ube44\uc6a9 \ubd84\uc0b0\ud22c\uc790\uc640 \uc800\ubcf4\uc218\ub85c \uc7a5\uae30\ud22c\uc790\uc5d0 \uc720\ub9ac<\/span><\/p>\n

– ETF\ub97c \ud1b5\ud55c \uc800\ube44\uc6a9 \ubd84\uc0b0\ud22c\uc790, \uc800\ubcf4\uc218\ub85c \uc7a5\uae30\ud22c\uc790\uc5d0 \uc720\ub9ac<\/p>\n

– \uae00\ub85c\ubc8c \uc8fc\uc2dd, \ucc44\uad8c, \ud06c\ub808\ub527, \ub9ac\uce20 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc744 \ud558\ub098\uc758 \ud380\ub4dc\ub85c \uc190\uc27d\uac8c \ud22c\uc790<\/p>\n

\u00a0<\/div>\n

\uc6b4\uc6a9\uc804\ub7b5<\/strong><\/p>\n

\uae30\ubcf8 \ud22c\uc790\uc804\ub7b5<\/span><\/p>\n

– \ud22c\uc790\uc790\uc758 \ub178\ud6c4\uc790\uae08 \ub9c8\ub828\uc744 \ubaa9\ud45c\ub85c \uc0ac\uc804\uc5d0 \uc124\uc815\ud55c \ubaa9\ud45c\uc2dc\uc810(Target Date)\uc5d0 \ub9de\ucd94\uc5b4 \uad6d\ub0b4 \ucc44\uad8c, \uad6d\ub0b4\uc678 \uc8fc\uc2dd\uacfc \ucc44\uad8c \ubc0f \ub300\uccb4\ud22c\uc790 \uad00\ub828 \uc9d1\ud569\ud22c\uc790\uae30\uad6c\uc758 \uc9d1\ud569\ud22c\uc790\uc99d\uad8c\uc5d0 \uc8fc\ub85c \ud22c\uc790\ud558\ub294 \ubaa8\ud22c\uc790\uc2e0\ud0c1\uc5d0 \uc8fc\ub85c \ud22c\uc790\ud558\uc5ec,
\uc7a5\uae30 \uc548\uc815\uc801\uc778\uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \uac83\uc744 \ubaa9\uc801\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n

– \uc774 \ud22c\uc790\uc2e0\ud0c1\uc740 2050\ub144\uc744 \ud22c\uc790\uc790\uc758 \uc740\ud1f4\uc2dc\uc810\uc774\uc790 \ubaa9\ud45c\uc2dc\uc810\uc73c\ub85c \uc124\uc815\ud558\uace0 \uc124\uacc4\ub41c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uacc4\ud68d(Glide Path)\ub97c \uae30\uc900\uc73c\ub85c \uc2dc\uc7a5\uc0c1\ud669\uc5d0 \ub530\ub978 \uc790\uc0b0\ubc30\ubd84 \uc804\ub7b5\uc744 \ud65c\uc6a9\ud558\uc5ec \ubaa8\ud22c\uc790\uc2e0\ud0c1\uc5d0 \ub300\ud55c \ube44\uc911\uc744 \ud0c4\ub825\uc801\uc73c\ub85c \uc870\uc808\ud558\uc5ec \ud22c\uc790<\/p>\n

\uc138\ubd80 \ud22c\uc790\uc804\ub7b5<\/span><\/p>\n

– \uc124\uc815 \ucd08\uae30 \uc2dc\uc810\uc5d0\ub294 \uad6d\ub0b4\uc678 \uc8fc\uc2dd \ubc0f \ub300\uccb4\uad00\ub828 \uc790\uc0b0\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \ud655\ub300\ud558\uc5ec \uc218\uc775\ub960 \uc81c\uace0\uc640 \ub178\ud6c4\uc790\uae08 \ucd95\uc801\uc744 \uc911\uc2ec\uc73c\ub85c \uc6b4\uc6a9\ud558\uace0,\u00a0 \ubaa9\ud45c\uc2dc\uc810\uc774 \uac00\uae4c\uc9c8\uc218\ub85d \ucc44\uad8c \ub4f1 \uc548\uc804\uc790\uc0b0\uacfc \uc778\ucef4\uc218\uc775 \ubc1c\uc0dd \uc790\uc0b0\uc758 \ube44\uc911\uc744 \uc810\uc9c4\uc801\uc73c\ub85c \ud655\ub300\ud558\uc5ec \uc548\uc815\uc131\uc744 \uc911\uc2ec\uc73c\ub85c \uc6b4\uc6a9\ud560 \uacc4\ud68d<\/p>\n

– \uc774 \ud22c\uc790\uc2e0\ud0c1\uc740 \uff62\uae08\uc735\ud22c\uc790\uc5c5\uaddc\uc815\uff63 \uc81c5-23\uc870\uc7582 1\ud638\ubd80\ud130 8\ud638\uae4c\uc9c0\uc758 \ud604\uae08\uc131\uc790\uc0b0 \ubc0f \ucc44\ubb34\uc99d\uad8c(\ub2e4\ub978 \uc9d1\ud569\ud22c\uc790\uae30\uad6c\ub97c \ud1b5\ud558\uc5ec \ud22c\uc790\ud558\ub294 \ud604\uae08\uc131\uc790\uc0b0 \ubc0f \ucc44\ubb34\uc99d\uad8c\uc744 \ud3ec\ud568)\uc758 \ube44\uc911\uc744 2050\ub144 1\uc6d4 1\uc77c(\ud22c\uc790\ubaa9\ud45c\uc2dc\uc810) \uc774\uc804\uc5d0\ub294 \ud22c\uc790\uc2e0\ud0c1 \uc790\uc0b0\ucd1d\uc561\uc758 100\ubd84\uc758 20 \uc774\uc0c1\uc73c\ub85c \ud558\uace0, 2050\ub144 1\uc6d4 1\uc77c \uc774\ud6c4\uc5d0\ub294 \ud22c\uc790\uc2e0\ud0c1 \uc790\uc0b0\ucd1d\uc561\uc758 100\ubd84\uc758 60 \uc774\uc0c1\uc73c\ub85c \uc6b4\uc6a9<\/p>\n

– \ub610\ud55c, \ud574\uc678 \ud2b9\uc815 \uad6d\uac00\uc5d0 \ub300\ud55c \uc8fc\uc2dd \ubc0f \ucc44\uad8c(\ub2e4\ub978 \uc9d1\ud569\ud22c\uc790\uae30\uad6c\ub97c \ud1b5\ud558\uc5ec \ud22c\uc790\ud558\ub294 \uc8fc\uc2dd \ubc0f \ucc44\uad8c\uc744 \ud3ec\ud568)\uc758 \ud22c\uc790\ud55c\ub3c4\ub294 \uc8fc\uc2dd\uc758 \uacbd\uc6b0 \ud22c\uc790\uc2e0\ud0c1 \uc8fc\uc2dd\ud22c\uc790\uc561\uc758 100\ubd84\uc758 80 \uc774\ub0b4, \ucc44\uad8c\uc758 \uacbd\uc6b0 \ud22c\uc790\uc2e0\ud0c1 \ucc44\uad8c\ud22c\uc790\uc561\uc758 100\ubd84\uc758 80 \uc774\ub0b4\ub85c \ud568<\/p>\n

\"\"<\/a><\/p>\n

\u203b \uc0c1\uae30 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131(\uc608\uc2dc)\ub294 \ud22c\uc790\uc790\uc758 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud574 \ucd5c\ucd08\uc124\uc815 \uae30\uc900\uc73c\ub85c \uad6c\uc131\ud55c \ud558\ub098\uc758 \uc608\uc2dc\uc785\ub2c8\ub2e4.
\ub530\ub77c\uc11c, \ub2f9\ud574 \ud22c<\/span><\/strong>\uc790\uc2e0\ud0c1\uc774 \uc2e4\uc81c \uc6b4\uc6a9\ub418\ub294 \ub3d9\uc548 \uc2dc\uc7a5\uc0c1\ud669, \uc6b4\uc6a9\uaddc\ubaa8 \ubc0f \uc6b4\uc6a9\uc0c1\ud669 \ub4f1\uc5d0 \ub530\ub77c \uc2e4\uc81c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\uba70
\ud22c\uc790\ub300\uc0c1\uc790\uc0b0 <\/span><\/strong>\ubc0f \ud22c\uc790\ube44\uc911\uc740 \uc608\uace0\uc5c6\uc774 \ubcc0\ub3d9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n

\u203b \uc0c1\uae30 \uc81c\uc2dc\ub41c \uc804\ub7b5(\ud22c\uc790\ub300\uc0c1 \uc9d1\ud569\ud22c\uc790\uae30\uad6c(\uc608\uc2dc), \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uc608\uc2dc)\ub4f1\uc740 \ubc18\ub4dc\uc2dc \ub2ec\uc131\ub41c\ub2e4\ub294 \ubcf4\uc7a5\uc740 \uc5c6\uc73c\uba70,
\uc2dc\uc7a5\uc0c1\ud669 <\/span><\/strong>\ubc0f \uc6b4\uc6a9 \uc5ec\uac74\uc5d0 \ub530\ub77c \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/strong><\/p>\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

\ud22c\uc790\ud3ec\uc778\ud2b8 \ud558\ub098. \uc0dd\uc560\uc8fc\uae30 \uae00\ub85c\ubc8c\uc790\uc0b0\ubc30\ubd84\uc5d0 \uae00\ub77c\uc774\ub4dc \ubc34\ub4dc\ub97c \ub354\ud574 \uc2dc\uc7a5\ub300\uc751 \ubc0f \uc704\ud5d8\uad00\ub9ac \uac15\ud654 – \ub2e8\uc77c \uae00\ub77c\uc774\ub4dc \ud328\uc2a4\uac00 \uc544\ub2cc, \uad6d\uba74\ud310\ub2e8\uc5d0 \ub530\ub77c \uc2dc\uc7a5\ub300\uc751\ub825\uacfc \uc720\uc5f0\uc131\uc744 \ub192\uc778 \uae00\ub77c\uc774\ub4dc \ubc34\ub4dc \uad6c\uc870 – \uc740\ud1f4\uc2dc\uc810\uc5d0 \uadfc\uc811\ud560\uc218\ub85d \uc704\ud5d8\uc790\uc0b0\uc758 \uad6d\uba74\ubcc4 \ud5c8\uc6a9\ubc94\uc704\ub97c \ucd95\uc18c, \uc740\ud1f4\uc2dc\uc810 \uc774\ud6c4\uc5d0\ub294 \uad6d\uba74\ud310\ub2e8 \uc801\uc6a9\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc778\ucef4\uc790\uc0b0 \uc911\uc2ec\uc73c\ub85c \uc6b4\uc6a9\ud558\uc5ec \ud604\uae08\uc218\uc775 \ucd94\uad6c \ub458. \uc740\ud1f4\uc790\uae08 \ub9c8\ub828\uc744 \uc704\ud55c \ubaa9\ud45c \uae30\ubc18(Goal-based) \uae00\ub77c\uc774\ub4dc \ud328\uc2a4 \uc218\ub9bd – \ube14\ub799\ubc15\uc2a4\uac00 \uc544\ub2cc, \uc678\ubd80 \ud1b5\uacc4\ub97c […]<\/p>\n","protected":false},"featured_media":37609,"template":"","ta_fund_cat":[27,56],"class_list":["post-37619","ta_fund","type-ta_fund","status-publish","has-post-thumbnail","hentry","ta_fund_cat-27","ta_fund_cat-56"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/ta_fund\/37619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/ta_fund"}],"about":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/ta_fund"}],"version-history":[{"count":7,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/ta_fund\/37619\/revisions"}],"predecessor-version":[{"id":49903,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/ta_fund\/37619\/revisions\/49903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=\/wp\/v2\/media\/37609"}],"wp:attachment":[{"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=37619"}],"wp:term":[{"taxonomy":"ta_fund_cat","embeddable":true,"href":"https:\/\/www.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fta_fund_cat&post=37619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}